Most Tantalising Credit Card Sign Up Offers In March 2016
Table of Contents
If you are looking for a credit card, other than just comparing the features and benefits, it pays to find out which one gives the best sign up offers too.
Attractive credit card sign-up bonuses come in the form of reward points, air miles, free hotel nights, free flights or cash for using a card a lot in the first few months you have it.
For the month of March, here are iMoney’s picks for the best available sign-up bonuses:
Maybank’s hero credit card Maybank 2 Cards is one of the most popular credit card on iMoney Malaysia as it rewards its user with both reward points (TreatsPoints) and cash back for dining. In fact, it is rates of one of the best credit cards for restaurant spend in Malaysia by us. The best thing about the card is, the rewards are so wide and general, that it fits almost every Malaysian’s lifestyle.
Here are some of the bonus sign-up offers from Maybank:
50,000 Treats AirMiles upon approval
Maybank boasts one of the best air miles conversion with 1,000 Air Miles with just 4,770 TreatsPoints. By signing up for the following cards, you’ll get a big boost in collecting your Air Miles for your vacation!
| Maybank World Mastercard • Earn 5 Treats AirMiles from local and overseas retail spending • Convert 5 Treats AirMiles into 1 Enrich Mile • Travel, dining, and entertainment privileges • Minimum monthly income: RM20,000 • Interest rate: 15% p.a. • Annual fee: RM1,000 |  |
10,000 TreatsPoints upon activation of card
| Maybank Visa Infinite • Up to 5x TreatsPoints from retail spending • Travel, golf, spa, dining, and entertainment privileges • Minimum monthly income: RM15,000 • Interest rate: 15% p.a. • Annual fee: RM800 |  |
| Maybank Islamic Ikhwan Visa Infinite Card-i • Up to 5x TreatsPoints from retail spending • Travel, golf, spa, dining, and entertainment privileges • Minimum monthly income: RM15,000 • Interest rate: 15% p.a. • Annual fee: RM800 |  |
FREE Maybank Touch ‘n Go Zing card
With more and more toll in the city converting to 100% electronic, it is really important that you are travelling with a Touch ‘n Go card that comes with sufficient balance. With the Maybank Touch ‘n Go Zing card, an auto-reload Touch ‘n Go card linked to your Maybank credit card, you will never have to worry about not having enough balance in your Touch ‘n Go. The card typically comes with a subscription fee of RM10 but you can get it for FREE when your application for the following credit cards is approved.
| Maybank Islamic MasterCard Ikhwan Platinum Card • 5% cashback on petrol (Friday & Saturday only) • 5% cashback on groceries (Friday & Saturday only) • 1 TreatsPoint for every RM1 spent • Minimum monthly income: RM5,000 • Interest rate: 15% p.a. • Annual fee: FREE |  |
| Maybankard Manchester United Visa Card • 10x TreatsPoints from purchase of Manchester United merchandise • 5x TreatsPoints from petrol and grocery spending • Interest rate: 15% p.a. • Annual fee: FREE |  |
Citibank credit card offers a wide range of credit cards – from rewards to cash back, and also co-branded card with AirAsia. Its Citibank Rewards Platinum card is probably the best credit card from Citibank as it is rated as one of the best credit card for shopping online, while the Citibank Clear Credit Card is one of the best rewards credit card in Malaysia, and the Citibank Cash Back Platinum is rated one of best rebate credit card Malaysia.
Get RM50 cash back
Nothing beats cold hard cash when it comes to credit card rewards, and Citibank knows exactly what you want. Here’s how you can get RM50 additional cash back when you apply for a Citibank credit card:
- Submit all required application documents within 7 days.
- Swipe 3 times within 60 days of approval with no minimum amount.
Free Condotti luggage with Swarovski crystals
Get a 20” Limited Edition Condotti luggage with Swarovski crystals worth RM699 when you apply for a Citibank credit card. Just spend a minimum of RM1,500 on your card within 60 days of approval before December 31, 2016.
You can get the above goodies when you apply from the following Citibank credit cards:
| Citibank Rewards Platinum Card • 5x Citi Rewards points from selected Rewards categories • Convert 6,400 Rewards points into 1,000 Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer Airmiles, British Airways Executive Club • Convert 7,000 Rewards points into 1,000 MAS Enrich Airmiles • Convert 8,000 Rewards points into 1,000 Etihad Airways • Minimum monthly income: RM5,000 • Interest rate: 15% p.a. • Annual fee: RM100 |  |
| Citibank Cash Back Card • 5% cash back on petrol • 2% cash back on groceries at selected merchants and purchases at selected pharmacies • Purchase protection with coverage of up RM30,000 for 30 days • Minimum monthly income: RM3,000 • Interest rate: 15% p.a. • Annual fee: RM127.20 |  |
| Citibank Clear Credit Card • Discounts and privileges at Zouk Club KL, Coffee Bean and Tea Leaf, and cinemas • Earn up to 3x Citi Rewards Points on dining and shopping transactions • Minimum monthly income: RM2,000 • Interest rate: 15% p.a. • Annual fee: RM90 |
HSBC has been offering one of the best credit cards in the market, the HSBC Amanah MPower Platinum Credit Card-i. It offers up to 8% cash back on petrol and groceries every day. We’ve rated the card as one of the best petrol credit cards in Malaysia, and with the sign up offers below, HSBC credit cards are even more attractive now.
Apply and get your cards approved before March 31, 2016 to enjoy the following bonus cash back from HSBC.
Enjoy up to RM550 cash back
Who doesn’t like cash back when it comes in the hundreds? HSBC definitely know our soft spot for cash back, and is not holding back on rewarding its new and existing credit card users. The cash back is conditional, which means you will have to fulfil certain criteria upon approval of the credit card to get the cash back.
Get RM400 cash back
Spend RM3,000 within 60 days from the date of Welcome Letter on retail transaction, cash advance, balance transfer and/or cash instalment plan.
| HSBC Visa Signature • Earn up to 10x Reward Points from hotel, dining, and shopping spending • Earn 1x Reward Point from other retail spending Travel privileges • Minimum monthly income: RM8,333 • Interest rate: 15% p.a. • Annual fee: FREE |  |
Get RM250 cash back
Spend RM1,500 within 60 days from the date of Welcome Letter on retail transaction, cash advance, balance transfer and/or cash instalment plan.
| HSBC Visa Platinum • Earn up to 8x Reward Points from retail spending at Mid Valley Megamall and The Gardens Mall • Earn up to 5x Reward Points from retail spending at over 20 shopping malls and departmental stores nationwide • Minimum monthly income: RM3,000 • Interest rate: 15% p.a. • Annual fee: RM240 |  |
| HSBC Amanah MPower Platinum • Up to 8% cashback everyday on your spending on petrol and groceries • 0.2% cashback everyday on local spending • Minimum monthly income: RM3,000 • Interest rate: 15% p.a. • Annual fee: RM240 |  |
Get RM150 cash back
For all the cardholders of the above credit cards, you get to enjoy up to RM150 cash back when you continue to swipe more weekly!
| Swipe 3x a week = RM9 cash back |
| Swipe 4x a week = RM16 cash back |
| Swipe 5x a week = RM15 cash back |
If you are a frequent traveller, arming yourself with the CIMB Bank’s travel credit card, such as the CIMB Enrich World MasterCard, will definitely open up the world of jetsetters for you.
Earn 5,000 Bonus Miles now
Bonus Miles are great because they help you kick start the accumulation of air miles and make it closer to redeeming the flight for free to your dream destination.
To get the 5,000 Bonus Miles, you just need to be first 220 customers for the month to apply for the CIMB Enrich World MasterCard. The promotion ends on June 30, 2016.
| CIMB Enrich World MasterCard • 2x Bonus Points with every RM1 spent overseas • 1x Bonus Point with every RM1 spend locally • Travel Accident Insurance with coverage of up to RM1,000,000 • Convert Bonus Points into Malaysia Airlines Enrich Miles • Minimum monthly income: RM8,333 • Interest rate: 15% p.a. • Annual fee: FREE |  |
BSN credit cards cover a niche that none of the banks in Malaysia cover, and that is the perfect credit card for teachers. Furthermore, BSN credit cards offer one of the most attractive balance transfer packages at 0% for first 6 months, 0.3% per month thereafter; 0% one-time upfront fee for 12-month balance transfer programme.
Complimentary BSN Zing PLUSMiles Card
Similar to the Zing Touch ‘n Go card offered by Maybank, the BSN Zing PLUSMiles card is also linked to your BSN credit card and will auto reload when the credit hits RM50. On top of the that, the PLUSMiles card gives you up to 20% toll rebate, discounts of up to 30% at participating PLUSMiles merchant outlets, and also accumulate PLUSMiles point which can be redeemed for free reload.
Here are the best BSN credit cards that give you a BSN Zing PLUSMiles card for FREE:
| BSN Platinum MasterCard/Visa • 2 Reward Points for every RM1 spent on dining, shopping and travel overseas and locally • 1 Reward Point for every RM1 spent on petrol, entertainment and groceries • Up to RM1,000,000 Travel Accident insurance coverage • Minimum monthly income: RM5,000 • Interest rate: 13.5% p.a. • Annual fee: FREE |  |
| BSN Gold Credit Card-i • 2 BSN rewards points for overseas retail transactions • Up to RM300,000 insurance coverage for Travel Accident • Minimum monthly income: RM3,000 • Interest rate: 13.5% p.a. • Annual fee: FREE |  |
