Top 10 Medical Insurance Claims Revealed By Finance Ministry

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medical examination

During a recent Parliament meeting, the Ministry of Finance (MoF) revealed the top ten illnesses most claimed for medical insurance. This list includes pneumonia, influenza and fever.

Deputy Minister Lim Hui Ying also said that in some instances, the treatment cost for those using pay-and-claim insurance was cheaper than those with guarantee letters.

She also mentioned that a lack of transparency in treatment costs means that a more comprehensive study is required to understand the charge differences. This was said in response to Sim Tze Tzin (PH-Bayan Baru) during the minister’s question and answer time in Dewan Rakyat.

The top ten most claimed illnesses includes:

  • pneumonia, 
  • spine-related issues, 
  • digestive system problems, 
  • heart diseases, 
  • joint and ligament injuries such as dislocations and sprains, 
  • acute appendicitis, 
  • viral infections and influenza, 
  • other respiratory system problems such as bronchitis and upper respiratory infections, ENT-related diseases,
  • fever

Lim added that the government has acknowledged concerns raised during the public hearing sessions of the Public Accounts Committee (PAC).

She also said that the government currently had no plans to consider a national health insurance scheme. However, the option can be studied in the future.

Read More: What To Consider When Buying Medical Insurance

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