Who’s Lucky And Who’s Not This Year Of The Metal Rat

General: The spotlight will be on you so take the opportunity to make that move towards your goals or ambition in 2020. “Success can be yours if you are willing to take the responsibilities that come with it,” Yap noted.

Wealth: Monetary reward is on the horizon but be careful not to overspend. “Creating a budget plan and adhering rigidly to it will keep the Rat’s wallet comfortably plump in the year ahead,” Yap advised.

General: Focus on making things happen and don’t be afraid to aim high as you will find plenty of support and help from others this year. “Make sure you regulate your emotions well so that you would be able to make full use of your opportunities,” Yap added.

Wealth: Be on the lookout for opportunities to grow your wealth beyond your day job but take note of this advice from Yap. “The Ox may enjoy prosperity this year but remember to rest to keep burnout and stress at bay!”

General: This will be a challenging year so be grateful for opportunities and help that come your way while paying extra attention to your health. Yap observed that those with this animal sign should “adopt an open mindset and say “yes” to the prospect of travelling as this would lead you to personal growth in terms of knowledge and wealth”.

Wealth: Travelling is linked to your wealth opportunities this year but keep an eye on your spending. “Minimising financial damage is all about being prudent and keeping close tabs on your cash outflow,” Yap cautioned.

General: You have the best stars watching your back this year so starting your dream business no longer needs to be just a dream. However, Yap pointed out that those born under this animal sign should “be extra careful with details especially when things get moving too fast”.

Wealth: Wealth luck is already in your corner, but you still need to give it a little boost by working hard and being diligent. Yap observed that “real estate investment should also be considered this year, although it’s best to be conservative and select low-risk investments”.

General: While there are opportunities to increase wealth this year with no shortage of new ideas and inspirations, patience is necessary. “Being impatient or rushing things would simply lead you to ruin instead,” Yap highlighted that a long-awaited promotion or next level of your business is within reach.

Wealth: You should acknowledge that others might be better in terms of financial management and seek them out. “Expert advice will certainly help with such financial strategizing,” Yap suggested, reminding that any wealth endeavours will take time to come to fruition this year.

General: In comparison, 2020 will be an improvement on the year before. Yap said that those born under this animal sign should use this time to reflect, focus on overcoming problems to get the desired outcomes with the help of loved ones.

Wealth: There will be opportunities to accumulate, save and spend money but guard your assets against theft. “Opportunities to make money will appear overseas, most likely through online platforms,” Yap points out these opportunities may bring greater success.

General: This year requires you to keep a careful watch over your spending while keeping focused on your desired outcome. Staying positive is key, Yap said that “you will probably see a lot of opportunities and as a result, the possible changes that come with these opportunities”.

Wealth: More effort and diligence are required this year to take advantage of wealth opportunities. “Meticulous planning and heightened wariness will also save the Horse from a lot of financial heartache,” Yap advised to pay more attention when signing contracts and agreements this year.

General: It’s an interesting year ahead with a fair share of ups and downs but it’s a good time to sort out long-standing problems. Pay attention to your instincts and trust that things will fall into place. “Even when things don’t go your way, have faith that it will turn out for the better,” Yap assured.

Wealth: The possibility of minor wealth loss can be overcome with careful financial planning while positive wealth opportunities abound. “Shift your mindset and you’ll be rewarded accordingly,” Yap suggest that the focus should be on appreciating your good fortune.

General: Nothing is permanent, including good and bad times. The same goes for what had worked in the past may no longer serve you now. Yap suggests that “this is the perfect year to consolidate and dive deeper into the problems you have been sweeping under the carpet”.

Wealth: Look for wealth opportunities through others this year and seek expert advice when it comes to investment decisions and acknowledge any help that you receive. “Don’t take their help for granted and ensure that you pay it forward by helping the less fortunate,” Yap points out that the universe will have its way of repaying your kindness.

General: Your goals and ambitions are within reach this year but it’s important that you don’t stray. ‘Besides effort, consistency is key,” Yap added that roosters need to really commit to their goals to accomplish them.

Wealth: You should be open to diversify your methods to attain wealth. “Don’t just stick to what you already know,” Yap suggest researching further on ways to increase your finances.

General: This will be a year of awakening and whatever you focus your attention on can become a reality.  Even problems can lead to opportunities this year. “You are likely to see problems in a new light,” Yap said.

Wealth: There is a real possibility of monetary loss this year. Don’t rush into new investments to try to cover your losses. “Avoid high-risk investments at all costs, and focus more on simply saving money,” Yap cautioned.

General: Although luck is not always on your side this year, draw on past experiences and look inward as well as outward for answers. “This will be the year for planning and learning for you,” Yap observed.

Wealth: While this may not be your year for spectacular opportunities, do make the effort to rise to the challenge. “You will see a positive shift in your wealth luck this year, as there are opportunities for some side jobs and other alternative sources of income,” Yap assured.