What Are The Benefits Of Investing Monthly?

In partnership with ASNB

The path towards building significant wealth through investing often falls in two ways–putting it all in one lump sum or making smaller investments over time.

Both can be a viable approach to investing for building personal wealth, achieving milestone goals, and securing your financial future.

Of course, not everyone has access to huge amounts of cash immediately and if you’re a new investor, making smaller investments over time can feel a lot less intimidating.

So, if you’re considering starting your investment journey or just want to re-evaluate your strategy, here’s how regular investments can offer unique benefits, and how you can easily start with ASNB.

Benefits of investing regularly/monthly

A key fundamental principle of investing is to start as soon as possible, as investments can take time to grow. Given that most people earn salaries, regular/monthly investing allows you to start with a smaller amount instead of needing to have a huge amount of cash ready.

On top of the ease of starting through regular investing, there are also some unique benefits:

• Protect against market volatility: Regular investing spreads the risk over time and minimises the impact of market fluctuations, thus reducing the impact it has on your potential returns.
• Build investment discipline: Consistent contributions encourage a disciplined saving habit, ensuring long-term financial goals remain a priority.
• Benefit from compound interest: Regular investments increase the principal amount, allowing earnings to compound over time, and significantly boosting wealth accumulation.
• Dollar-cost averaging: Investing a fixed amount regularly buys more shares when prices are low and fewer when high, averaging costs and reducing the risk of poor timing.

Keeping a consistent schedule for investing

Consistency and a fixed schedule are crucial for regular investing, as they ensure disciplined contributions, regardless of market conditions.

To help build that discipline, ASNB’s Auto Labur feature enables unit holders to set up monthly recurring investments automatically on their myASNB platform in a simple and easy manner.

All you have to do is set it up once and ASNB will do the rest! Here’s a quick step-by-step breakdown of how to register for Auto Labur:

Step 1: Log into your myASNB account at www.myasnb.com.my​

Step 2: Click on Auto Labur. Then click on New Enrolment

Step 3: Select the intended account, either for yourself or for your family members, for the Auto Labur deduction and complete the required information. ​

Step 4: Choose the funds for your Auto Labur from the list and complete the information for the Bank Name, Date of Deduction and Debit Amount (amount to be deducted)​

Once you’ve completed all the steps, you’ll receive a transaction receipt to indicate that your registration for Auto Labur is completed. ​

Not only is it that simple, but you also enjoy several benefits of using ASNB Auto Labur such as the affordability of starting as little as RM10 per month and the flexibility of choosing from a variety of ASNB unit trust funds.

Raya Rewards with ASNB Auto Labur

But that’s not all. ASNB is also running their Auto Labur “Labur Tanda Kasih” campaign where you can receive a RM10 Touch n’ Go eWallet voucher* as a reward.

Just follow the steps below to get started:

1. Setup Auto Labur at myASNB with a minimum investment of RM100
2. Complete your first Auto Labur Deduction between 24 March to 31 May 2025 successfully

And you’re done! After you’ve completed those two steps, you’ll receive your RM10 Touch n’ Go eWallet voucher reward!