2024 AEON Gold Visa Mastercard - Earn Rewards While Spending

Min. Monthly Income

RM 3,000
Interest Rate

15% p.a.
Cashback

up to 8%
Annual Fee

Free

Key Features

Get 8% Cashback on the 20th & 28th of every month at AEON Stores & AEON BiG Hypermarkets
Earn 1X AEON Point for every RM2 spent
Enjoy 3X Complimentary Access to Plaza Premium Lounge in Malaysia

Shopping

8/10

Travel

6/10

Petrol

8/10

Groceries

7/10

Rewards

7/10

Dining

9/10

Cashback

7/10

Dining
- 8% Cash Back on Thank You Day in AEON Stores & AEON BiG on 20 and 28 every month
- 5% Cashback* on Dining transaction
Groceries
- 8% Cash Back on Thank You Day in AEON Stores & AEON BiG on 20 and 28 every month
- Earn 2X AEON Points for every RM1 spent at AEON BiG and AEON Stores
- Earn 1X AEON Point for every RM2 spent
Travel
- Earn 1X AEON Point for every RM2 spent
- 3X Points on overseas spend
- Enjoy 3X Complimentary Access to Plaza Premium Lounge
Entertainment
- Earn 1x Reward Point for every RM2 spent
- Earn 2X AEON Points for every RM1 spent at AEON BiG and AEON Stores
Shopping
- 8% Cash Back on Thank You Day in AEON Stores & AEON BiG on 20 and 28 every month
- Earn 1X AEON Point for every RM2 spent
- Earn 2X AEON Points for every RM1 spent at AEON BiG and AEON Stores

Other Features

Balance Transfer:: Start from as low as 3% interest of total amount transferred. *No processing/ penalty fee for early settlement of your AEON Balance Transfer.
Flexi Payment Plan:: Start from as low as 2.5% interest of total amount converted
Ready Cash:: Get extra cash swiftly from your available credit limit with AEON Credit Card and repay in affordable monthly instalments.

Card Information

Annual Fee	RM 95
Min. Monthly Income	RM 3000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM 60

Late payment charge	Up to 18%
Cash advance amount	Min. RM300
Cash advance charge	5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge	18% per annum of Cash Advance amount calculated on a daily basis from the day of cash withdrawal.
Rewards points expiry	Three (3) years

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Earn Rewards for every Ringgit spent

Every RM1 you charge to your AEON Gold Card gives you 1X AEON points. Besides, you will also enjoy free access to KLIA Plaza Premium Lounge while waiting for your flight for up to 3X times a year with the following complimentary facilities: hot meals and beverages, massage chair, shower with amenities, high-speed Internet access and local calls etc.

Fees and Charges

The annual fee for this card is RM95. The annual fee for a supplementary card is RM60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, the interest rate is as low as 3% of the total amount transferred. *No processing/ penalty fee for early settlement of your AEON Balance Transfer.

Are You Eligible For AEON Gold Visa/MasterCard?

To apply for the AEON Gold Visa/MasterCard, you need a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as NEW AEON Gold Visa / MasterCard and AEON BiG Gold Visa Card, which may match your requirements. If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

Key Features

Dining

Groceries

Travel

Entertainment

Shopping

Other Features

Earn Rewards for every Ringgit spent

Fees and Charges

Are You Eligible For AEON Gold Visa/MasterCard?

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