AEON Platinum Credit Card: Elite Benefits and Extra Rewards

Min. Monthly Income

RM 5,000
Interest Rate

15% p.a.
Cashback

RM100/mth
Annual Fee

RM 200

Key Features

10% AEON BiG & AEON Retail Cashback
2% Cashback from Online Spending
Up to 6X AEON Points

Shopping

10/10

Travel

10/10

Petrol

2/10

Groceries

10/10

Rewards

9/10

Cashback

10/10

Groceries
- 4X AEON Points at AEON Stores and AEON BiG Hypermarkets
- 1X AEON Point at every RM1 spent for other transaction
- 10% Cashback on AEON Thank You Day
Entertainment
- 4X AEON Points at AEON Stores and AEON BiG Hypermarkets
- 1X AEON Point at every RM1 spent for other transaction
- 10% Cashback on AEON Thank You Day
Dining
- 4X AEON Points at AEON Stores and AEON BiG Hypermarkets
- 1X AEON Point at every RM1 spent for other transaction
- 10% Cashback on AEON Thank You Day
Travel
- Enjoy 6X access in a calendar year to Plaza Premium Lounge in Malaysia for Principal Cardholder
Insurance or Health
- Up to RM1,000,000 Travel Insurance Coverage
Online Spending
- 2% Cashback on Online Spending

Other Features

6X Points on Overseas Spending: Effected in foreign currency only, Upon conversion to RM
Virtual Card: Activate and spend virtual credit card instantly, while waiting physical card delivery. Conveniently accessible via AEON Wallet.
Balance Transfer: Save on your credit card debt with AEON Balance Transfer Plan. No processing fee and penalty for early settlement of your AEON balance transfer plan.
Instalment Payment Plan: With 0% Instalment Payment Plan, get your hands on the latest mobile gadgets or electrical items and enjoy interest free instalments up to 36 months
Credit Limit Increase: Permanent Increase Credit Limit: New credit limit to suit your standard of living Temporary Increase Credit Limit: 2-months for overseas travel, medical, education, hospitalisation, and compassionate purposes

Card Information

Annual Fee	Free
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	RM 200
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM100

Late payment charge	Minimum RM10 or 1% of the total outstanding retail and cash advance transactions, whichever is higher subject to a maximum of RM100.
Cash advance amount	Maximum withdrawal is up to RM3,000 per day
Cash advance charge	5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge	18% p.a. of the Cash Advance amount calculated on a daily basis from the day of the cash withdrawal.

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Earn Extra Rewards at AEON

With AEON Platinum Credit Card, you will get 5% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively and 2% Cashback on online utility bills payment. Furthermore, you can enjoy complimentary 6X access to Plaza Premium Lounge.

Fees and Charges

The annual fee for this card waived for the first year, subsequent year waived with minimum combined spending of RM18,000 per year. The annual fee for supplementary card is RM 60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, the amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, the interest rate is as low as 3% on the total amount transferred.

Are You Eligible For The AEON Platinum Credit Card?

To apply for the AEON Platinum Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old for the principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as NEW AEON Gold Visa / MasterCard and AEON Gold Visa / MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

Key Features

Groceries

Entertainment

Dining

Travel

Insurance or Health

Online Spending

Other Features

Earn Extra Rewards at AEON

Fees and Charges

Are You Eligible For The AEON Platinum Credit Card?

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