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AFFINBANK BHPetrol MasterCard

Enjoy up to 10% cashback at BHPetrol petrol stations and 1 AFFIN Rewards Point for every RM1 retail spend.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Cashback
    Cashback
    Up to 10%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 10% Cash Back at BHPetrol Station
  • Air Miles
  • AFFIN Rewards
Shopping
4.6/10
Petrol
5.33/10
Groceries
4.6/10
Dining
4.6/10
  • icon petrol Petrol

    • Up to 10% Cash Back at BHPetrol Station
  • icon travel Travel

    • Air Miles
  • icon shopping Shopping

    • AFFIN Rewards

icon tag Other Features

  • Annual Fee Waiver: Waived for the first year. Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum.
  • Balance Transfer Instalment Plan (BTiP): Consolidate and transfer your outstanding balance into your AFFIN Credit Card for up to 36 months instalment plans.
  • Copy of statement fee : RM5 per copy (not applicable for AFFIN Mastercard Basic and AFFIN Visa Basic).
  • Copy of sales draft fee : RM10 per copy (not applicable for AFFIN Mastercard Basic and AFFIN Visa Basic).

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Late payment charge 1% of the total outstanding balance or minimum of RM10 up to a maximum of RM100, whichever is higher.
Cash advance amount 20% of the Credit Card limit or the available credit limit. whichever is lower. Note: Where the cash advance is made via ATM. each cash advance will be subjected to the applicable daily withdrawal limit or the withdrawal limit per cash advance tra
Cash advance charge 5% on the cash advance amount subject to a minimum of RM20, whichever is higher for domestic and overseas cash advance.
Cash advance interest charge 5% on the cash advance amount subject to a minimum of RM20, whichever is higher for domestic and overseas cash advance.

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Spend More and Save More!

AFFINBANK BHPetrol Master Card offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! Upon the card approval, you will get a RM20 petrol credit and personal accident insurance worth RM30,000 (first year only) for FREE! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.

Fees and Charges

The annual fee for this card is free for life. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 15% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK BHPetrol Master Card?

to apply for AFFINBANK BHPetrol Master Card, all you need is just a minimum income of RM2, 000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Classic Credit Card and AEON Classic Visa MasterCard, which may match your requirements.

if you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today !

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