Affinbank BHPetrol MasterCard - RM20 Free Petrol Credit

Min. Monthly Income

RM 2,000
Interest Rate

9.99% p.a.
Cashback

up to 10%
Annual Fee

Free

Key Features

Cashback of up to 0.8% on retail transactions
Lifetime annual fee waiver
0.40% cashback with minimum spending of RM100 â€“ RM1,500

Shopping

4.6/10

Petrol

5.33/10

Groceries

4.6/10

Dining

4.6/10

Petrol
- 0.4% cashback with minimum spending of RM100 â€“ RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
- Free RM20 petrol credit upon card approval
Dining
- 0.4% cashback with minimum spending of RM100 â€“ RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
Entertainment
- 0.4% cashback with minimum spending of RM100 â€“ RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
Groceries
- 0.4% cashback with minimum spending of RM100 â€“ RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above
Shopping
- 0.4% cashback with minimum spending of RM100 â€“ RM1,500
- 0.8% cashback with minimum spending of RM1,501 and above

Other Features

Protection Plan: Travel Accident Insurance coverage of up to RM500,000 when full airfare is charged to the credit card, Travel Inconvenience Insurance covering:, Flight delay, missed connection, and luggage delay: Up to RM500 (personal) / up to RM1,000 (family), Lost luggage: Up to RM1,000 (personal) / up to RM2,000 (family), Free Personal Accident Insurance worth RM30,000 (for first year only) upon your card approval
Balance Transfer: Min. transfer amount: RM5,000, Repayment tenure and interest rate: - 6 months: 0% per annum; 2% one-time upfront fee
Instalment Plan: 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee	Waived for the first year. Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum.
Min. Monthly Income	RM 2000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 and above years old
Fee for supplementary holder	RM75

Late payment charge	Higher of RM5 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount	25% of credit limit
Cash advance charge	Higher of RM20 or 5% cash advance amount
Cash advance interest charge	15% per annum on cash advance amount
Rewards points expiry	N/A

Product Review by

Spend More and Save More!

AFFINBANK BHPetrol Master Card offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! Upon the card approval, you will get a RM20 petrol credit and personal accident insurance worth RM30,000 (first year only) for FREE! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.

Fees and Charges

The annual fee for this card is free for life. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 15% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK BHPetrol Master Card?

to apply for AFFINBANK BHPetrol Master Card, all you need is just a minimum income of RM2, 000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Classic Credit Card and AEON Classic Visa MasterCard, which may match your requirements.

if you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today !

Key Features

Petrol

Dining

Entertainment

Groceries

Shopping

Other Features

Spend More and Save More!

Fees and Charges

Are You Eligible For The AFFINBANK BHPetrol Master Card?

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