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AmBank BonusLink Visa Card

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 6,667
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Annual Fee
    Annual Fee
    RM 450

Key Features

  • Earn BonusLink points on everyday purchases. Redeem for travel, cash back & more
Shopping
8/10
Travel
8/10
Petrol
8/10
Groceries
6/10
Rewards
10/10
Dining
6/10

  • icon groceries Groceries

    • 30 BonusLink Points for every RM20.00 spent on merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)

  • icon petrol Petrol

    • 30 BonusLink Points for every RM20.00 spent on merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)

  • icon dining Dining

    • 30 BonusLink Points for every RM20.00 spent on merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)

  • icon online-spending Online Spending

    • 30 BonusLink Points for every RM20.00 spent on merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)

  • icon entertainment Entertainment

    • 30 BonusLink Points for every RM20.00 spent on merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)

  • icon travel Travel

    • Complimentary access to Plaza Premium Lounge (for Signature Principal Cardholders only) 5x per annual Complimentary access to Plaza Premium Lounge with a minimum spend* of RM500 within 30 days before and/or 30 days after each lounge access.

  • icon utilities Utilities

    • 3x BonusLink Points for every RM20.00 spent

  • icon insurance-or-health Insurance or Health

    • Travel insurance coverage for Platinum: RM500,000 p.a. Travel insurance coverage for Signature: RM1mil p.a.

icon tag Other Features

  • 10X BonusLink Points for 6 categories spent: 30 BonusLink Points for every RM20.00 spent on dining, groceries, online, entertainment, Shell and Parkson department store transactions at merchants with specific MCC Codes (Capped at 3,000 BonusLink Points monthly)
  • 2X BonusLink Points for oversea transaction (Platinum & Signature): 6 BonusLink Points for every RM20.00 spent for overseas transactions
  • Golf privileges by Visa : (for Signature Principal Cardholders only)

icon info Card Information

Annual Fee Free for the first 2 years year
Min. Monthly Income RM 6666.66
Min. age for principal holder 21
Fee for principal holder RM 450
Min. age for supplementary holder 18 years old
Fee for supplementary holder Platinum: RM250 Signature: RM300
Late payment charge 1% of the outstanding balance subject to a minimum of RM10 whichever is higher, capped to a maximum of RM100
Cash advance amount Approximate 3 times of monthly income or not more than 2 timesof monthly income if your income is RM36000 per annum or less
Cash advance charge A one-time Cash Advance Fee of 5% of the amount withdrawn or a minimum of RM15.00, whichever is higher will be charged to Credit Card account on each Cash Advance transaction made.
Cash advance interest charge 1.5% per month or 18% per annum is calculated on a daily rest basis

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Product Review by

Travel Like a Boss!

Good news for frequent flyers! With AmBank BonusLink Visa Card, earn 10X BonusLink Points for 6 categories spent (Shell Petrol, Parkson purchases, Dining, Groceries, Online transactions, Entertainment). You can also earn 3 BonusLink Points for local spend and 2X BonusLink Points for oversea transaction (Platinum & Signature) With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is Annual fee is waived for the first one (1) year, subsequent years’ annual fee is waived with a minimum of 12 swipes per annum and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank BonusLink Visa Card?

To apply for AmBank BonusLink Visa Card, you need to have a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Singapore Airlines KrisFlyer American Express Platinum Credit Card and Alliance Bank Visa Infinite Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

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