credit card image
 Logo

AmBank Islamic Visa Platinum CARz Card

Earn 1 AmBonus Point for every RM1 you spend and up to 20% cash rebate on worldwide spending.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM80/mth
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 5% rebate on petrol transactions
  • Earn AmBonus Points
Shopping
4.8/10
Petrol
8.9/10
Groceries
4.8/10
Dining
4.8/10
  • icon groceries Groceries

    • 1 Point for every RM1.00 of any retail purchases
  • icon dining Dining

    • 1 Point for every RM1.00 of any retail purchases
  • icon petrol Petrol

    • up to 5% with petrol cashback

icon tag Other Features

  • AmBonus Rewards Redemption: Get more whenever you spend with your AmBank Credit Card for your retail purchases. Each spend will get you points for redemption of awesome products, vouchers and air miles!

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder First 3 supplementary cards are Free-For-Life. 4th supplementary card onwards is RM188 p.a. (for Platinum).
Late payment charge 1% of the outstanding balance subject to a minimum of RM10 whichever is higher, capped to a maximum of RM100
Cash advance amount Approximate 3 times of monthly income or not more than 2 timesof monthly income if your income is RM36000 per annum or less
Cash advance charge 5% of the amount advance or minimum RM50, whichever is higher. This is imposed for each Cash Advance transaction
Cash advance interest charge 1.5% per month or 18% per annum is calculated on a daily rest basis

icon review
Product Review by

Pay Less, Earn More!

With AmBank Islamic Visa Platinum CARz Card, you get 5% cashback per month with a cap RM80 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 2x AmBonus Point for every RM1 overseas spend & 1x AmBonus Point for every RM1 spend. It comes with AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability. AmBank Islamic Visa Platinum CARz Card also offers up to 36 months of 0% interest Easy Payment Plan.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Islamic Visa Platinum CARz Card?

To apply for AmBank Islamic Visa Platinum CARz Card, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Shell Visa Credit Card/-i and Maybank PETRONAS Visa Gold, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package