AmBank UnionPay Platinum Card

Good news for frequent flyers! With AmBank UnionPay Platinum Card, 5 AmBonus points are rewarded for every Ringgit spent overseas. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 24% discount on Immigration Fast-Track Service at 390 international airports and 2X complimentary access to Plaza Premium Lounge & Complimentary access to UnionPay Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge. You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

The annual fee for this card is Annual fee is waived for the first one (1) year, subsequent years’ annual fee is waived with a minimum spending of RM20,000 per annum and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.