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BSN Classic Card-i

Enjoy as low as 11%p.a. finance charge for prompt minimum payment for 12 consecutive months & get a complimentary BSN Zing PLUSMiles Touch ‘n Go card.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    11% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Earn up to 2 BSN Happy Rewards points with retail spending
  • Complimentary Travel Accident Insurance with coverage of up to RM300,000
  • Complimentary BSN Zing PLUSMiles Card

  • icon dining Dining

    • 2 BSN Happy Rewards points for every RM1 spent dining overseas
    • 1 BSN Happy Rewards points for every RM1 spent dining locally

  • icon shopping Shopping

    • 2 BSN Happy Rewards points for every RM1 spent shopping overseas
    • 1 BSN Happy Rewards points for every RM1 spent shopping locally

  • icon petrol Petrol

    1 BSN Happy Rewards points for every RM1 spent for petrol

  • icon entertainment Entertainment

    • 2 BSN Happy Rewards points for every RM1 spent for entertainment overseas
    • 1 BSN Happy Rewards points for every RM1 spent for entertainment locally

  • icon groceries Groceries

    • 2 BSN Happy Rewards points for every RM1 spent for groceries overseas
    • 1 BSN Happy Rewards points for every RM1 spent for groceries locally

icon tag Other Features

  • Free BSN Zing PLUSMiles card:
  • Protection Plan: Travel Accident Insurance with coverage of up to RM100,000 and Travel Inconvenience Benefits covering lost or delayed luggage, flight delay, and missed connection when charging full airline fare to this credit card
  • Balance Transfer: Min. transfer amount: RM500 (3 months tenure); RM1,000 (6 – 24 months tenure); RM2,000 (36 months tenure), For 3 / 6 / 9 months: 0.3% per month, 3.6% per annum; 0% one-time upfront fee, For 12 months: 0% for first 6 months, 0.3% per month thereafter; 0% one-time upfront fee, For 24 months: 0% for first 12 months, 0.375% per month thereafter; 0% one-time upfront fee, For 36 months: 0.375% per month, 4.5% per annum; 0% one-time upfront fee
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

icon info Card Information

Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free for life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount Up to 75% of credit limit
Cash advance charge Higher of RM10 or 5% of cash advance amount
Cash advance interest charge N/A
Rewards points expiry N/A

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Get Rewarded Locally and Internationally!

Get 1 BSN Happy Rewards point for every RM1 transaction that you perform with this card on your local retail purchases. For overseas retail purchases, you can double up your points for every RM1 spent (after converting into RM). A complimentary BSN Zing PLUSMiles card is also linked to this card. On top of that, there is an insurance (protection) plan for the cardholder with the protection coverage mainly on travel accident insurance and travel inconvenience benefits when full airfare is charged to this card.

Fees and Charges

The annual fee for this card is waived for life. With minimum monthly repayment (5% of the outstanding balance or the minimum amount that is set by the card issuer), a government employee will enjoy a finance charge from 11% p.a. while a non-government employee will enjoy a finance charge from 13.5% p.a. A late payment penalty of RM5 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM50) will be charged if you do not make the minimum monthly payment before the due date. All these charges are inclusive of the 6% GST, effective 1 April 2015.

Are You Eligible For The BSN Classic Card-i?

You will need to be at least 21 years old (for principal cardholder) or 18 years old (supplementary cardholder) and have a minimum monthly income of RM2,000 to apply for the BSN Classic Card-i.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card and Bank Islam Classic Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

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