Get BSN Gold Credit Card-i - Earn BSN Rewards Points

Min. Monthly Income

RM 3,000
Interest Rate

13.5% p.a.
Cashback

-
Annual Fee

Free

Key Features

2 BSN rewards points for overseas retail transactions
Up to RM300,000 insurance coverage for Travel Accident
2 BSN Happy Rewards points for every RM1 spent dining overseas

Dining
- 2 BSN Happy Rewards points for every RM1 spent dining overseas
- 1 BSN Happy Rewards point for every RM1 spent dining locally
Shopping
- 2 BSN Happy Rewards points for every RM1 spent shopping overseas
- 1 BSN Happy Rewards point for every RM1 spent shopping locally
Petrol

1 BSN Happy Rewards point for every RM1 spent
Entertainment

1 BSN Happy Rewards point for every RM1 spent
Groceries

1 BSN Happy Rewards point for every RM1 spent

Other Features

Free BSN Zing PLUSMiles is linked to this BSN Gold Credit Card-i:
Insurance / Protection Plan: An insurance coverage of up to RM300,000 for Travel Accident and protection coverage against any Travel Inconvenience such as lost / delayed luggage, flight delays and missed flight connections (benefits apply when full airline fare is charged to this credit card)
Balance Transfer: Min. transfer amount: RM500 (3 months tenure); RM1,000 (6 – 24 months tenure); RM2,000 (36 months tenure), 3/6/9 months: 0.3% per month, 3.6% per annum; 0% one-time upfront fee, 12 months: 0% for first 6 months, 0.3% per month thereafter; 0% one-time upfront fee, 24 months: 0% for first 12 months, 0.375% per month thereafter; 0% one-time upfront fee, 36 months: 0.375% per month, 4.5% per annum; 0% one-time upfront fee
Instalment Plan: 0% Instalment Payment Plan at all participating merchants

Card Information

Min. Monthly Income	RM 3000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 and above years old
Fee for supplementary holder	Free for life

Late payment charge	Higher of RM10 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount	Up to 75% of credit limit
Cash advance charge	Higher of RM10 or 5% of cash advance amount
Cash advance interest charge	N/A
Rewards points expiry	N/A

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Local And International Rewards Await!

Get 2 BSN Happy Reward points for every RM1 transaction performed on this card for your overseas retail purchases. For local retail purchases, you will get 1 BSN Happy Reward point. On top of that, you will received a complimentary BSN Zing PLUSMiles card which is also linked to the card and it comes with an insurance plan for the cardholder when full airfare charged to the card that covers mainly on travel accident insurance and travel inconvenience benefits.

Fees and Charges

The annual fee for both principal and supplementary credit cards are waived for life. A government employee will get to enjoy a finance charge of 11% p.a. while a non-government employee will enjoy a finance charge of 13.5% p.a. when the minimum monthly repayment (5% of the outstanding balance or RM50, minimum, whichever is higher). You will be charged a late payment of RM10 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM75) if the minimum monthly payment is not made before the due date. Effective 1 April 2015, 6% GST is included in all these charges.

Are You Eligible For The BSN Gold Credit Card-i?

To apply for BSN Gold Credit Card-i, you will need to have a minimum monthly income of RM3,000 and to be at least 21 years old (for principal cardholder) or 18 years old (for supplementary cardholder).

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Gold Credit Card and Maybank Gold MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

Key Features

Dining

Shopping

Petrol

Entertainment

Groceries

Other Features

Local And International Rewards Await!

Fees and Charges

Are You Eligible For The BSN Gold Credit Card-i?

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