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CIMB Islamic PETRONAS Platinum

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Get 7% Cash Rebate¹ with Setel transaction at PETRONAS station using CIMB PETRONAS Platinum-i Credit Card
  • Earn up to 5% Cash Rebate when you fuel up and shop at PETRONAS² using CIMB PETRONAS Platinum/Platinum-i Credit Card (physical card).
  • Up to RM 1 Million in Travel Takaful Coverage

  • icon shopping Shopping

    • Get 7% Cash Rebate¹ with Setel transaction at PETRONAS station using CIMB PETRONAS Platinum-i Credit Card

  • icon petrol Petrol

    • Earn up to 5% Cash Rebate when you fuel up and shop at PETRONAS² using CIMB PETRONAS Platinum/Platinum-i Credit Card (physical card).

  • icon shopping Shopping

    • Unlimited Cash Rebates

  • icon insurance-or-health Insurance or Health

    • Up to RM 1 Million in Travel Takaful Coverage

icon tag Other Features

  • Minimum Monthly Repayment: 5% of Current Balance* + 100% of any service tax and any other value added tax imposed (if any) + 100% of all monthly instalments due for any programmes/arrangements operated by the Bank (if any) + any other unpaid minimum payment specified in the preceding month’s statement; or RM50 whichever is higher. *Current Balance = Retail Transactions amount (if any) + Cash Advance amount (if any) + Payable Facility Charges and/or Ta’widh (compensation) and any other applicable fees and charges (if any).
  • Payable Facility Charges (PFC): The charges are: (a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months. (b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle. (c) 1.50% per month or 18% per annum if your payment record is not within either (a) or (b) above.
  • Ta'widh (compensation): 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will be imposed if the minimum payment due is not paid by the relevant due date.
  • PLUS / CIRRUS ATM Withdrawal / Account Enquiry: RM2.00 each.
  • Conversion for Overseas Transactions : The conversion rate as determined by Mastercard International/VISA International plus an administrative cost of 1% plus any transaction fee charged by Mastercard or VISA. Dynamic Currency Conversion (DCC) is a service offered by certain overseas merchants to provide a choice to pay in Ringgit Malaysia (including online purchases) for overseas purchase.

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Cash advance amount Not exceeding 60% of the credit limit for the credit card subject to the available credit limit for the credit card or such other cash advances amount determined by the Bank from time to time
Cash advance charge RM50 for every transaction
Cash advance interest charge 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full

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Cash Back for Petrol!

Earn 7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above, 3% cash rebate with statement balance below RM1,500 with the CIMB Islamic PETRONAS Platinum Credit Card. Besides, you get a 0.2% cash back every month for other retail spend.. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.Up to RM1 Million Travel Insurance Coverage, Receive automatic travel insurance coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum Credit Card

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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