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CIMB Cash Rebate Platinum Credit Card

Splurge online or spend on your daily needs and get rewarded up to 5% cash rebates on cinema, groceries, petrol, mobile, and utilities.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 5% Cash Rebate¹ on Groceries, Petrol, Cinema, Mobile and Utility Bill Payments².
  • Unlimited Cash Rebates³
  • Up to RM 1 million in travel insurance coverage⁴
Shopping
8.5/10
Petrol
6/10
Groceries
7/10
Cashback
8/10

  • icon groceries Groceries

    • Up to 5% Cash Rebate¹ on Groceries, Petrol, Cinema, Mobile and Utility Bill Payments².

  • icon petrol Petrol

    • Up to 5% Cash Rebate¹ on Groceries, Petrol, Cinema, Mobile and Utility Bill Payments².

  • icon utilities Utilities

    • Up to 5% Cash Rebate¹ on Groceries, Petrol, Cinema, Mobile and Utility Bill Payments².

  • icon online-spending Online Spending

    • Unlimited Cash Rebates³

  • icon insurance-or-health Insurance or Health

    • Up to RM 1 million in travel insurance coverage⁴

icon tag Other Features

  • Finance Charge for Retail Transaction: The charges are: (a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months. (b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle. (c) 1.50% per month or 18% per annum if your payment record is not within either (a) or (b) above.
  • Minimum Monthly Repayment: 5% of Current Balance* + 100% of any service tax and any other value added taxes imposed (if any) + 100% of all monthly instalment due for any programmes/arrangements operated by the Bank (if any) + any unpaid minimum payment specified in the preceding month's statement; or RM50.00, whichever is higher. *Current Balance = retail transactions amount (if any) + cash advance amount (if any) + finance charges and/or late payment charges and any other applicable fees and charges (if any).
  • Late Payment Charge: 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date.
  • PLUS / CIRRUS ATM Withdrawal / Account Enquiry: RM2.00 each.
  • Conversion for Overseas Transaction: The conversion rate as determined by Mastercard International/VISA International plus an administrative cost of 1%* plus any transaction fee charged by Mastercard or VISA. Dynamic Currency Conversion (DCC) is a service offered by certain overseas merchants to provide a choice to pay in Ringgit Malaysia (including online purchases) for overseas purchase. * Not applicable for CIMB Travel World Elite Credit Card.

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free (Waived)
Late payment charge 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date.
Cash advance amount Not exceeding 60% of the credit limit for the credit card subject to the available credit limit for the credit card or such other cash advances amount determined by the Bank from time to time
Cash advance charge The cash advance fee is 5% of the amount advanced or a minimum of RM15.00, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full

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Spend and get Cash Rebate!

The CIMB Cash Rebate Platinum card gives up to 5% cash rebate with a minimum spend of RM3000 and 2% Cash Rebate for a statement balance below RM3000. Cash Rebate is capped at RM30 per cardholder per statement cycle.This credit card is ideal for those who frequently spend on petrol, groceries, and bill payments.

Fees and Charges

For this card, annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Cash Rebate Platinum Card

To apply for CIMB Cash Rebate Platinum Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? 

If you prefer to broaden your credit card, review more CIMB credit cards and start comparing today!

CIMB Credit Cards Terms and Conditions & Product Disclosure Sheet

  • CIMB Travel Credit Card Terms and Conditions here.
  • CIMB Product Disclosure Sheet here.
  • CIMB Cardholder Terms and Conditions (EN) here.
  • CIMB Cardholder Terms and Conditions (BM) here.

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