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CIMB PETRONAS Platinum

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Get 7% Cash Rebate with Setel transaction at PETRONAS station using CIMB PETRONAS Platinum Credit Card
  • Earn up to 5% Cash Rebate when you fuel up and shop at PETRONAS using CIMB PETRONAS Platinum/Platinum-i Credit Card (physical card).
  • Up to RM 1 Million Travel Insurance Coverage

  • icon shopping Shopping

    • Get 7% Cash Rebate¹ with Setel transaction at PETRONAS station using CIMB PETRONAS Platinum Credit Card

  • icon petrol Petrol

    • Earn up to 5% Cash Rebate when you fuel up and shop at PETRONAS² using CIMB PETRONAS Platinum/Platinum-i Credit Card (physical card).

  • icon shopping Shopping

    • Unlimited Cash Rebates

  • icon insurance-or-health Insurance or Health

    • Up to RM 1 Million in Travel Takaful Coverage

icon tag Other Features

  • Finance Charge for Cash Transaction: 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
  • Card Replacement Fee: RM10 for first replacement & RM50 for every subsequent replacement.
  • Additional Statement Request Fee: RM 5.00 per monthly statement
  • Service Tax: RM25 will be imposed on each new principal and supplementary credit card upon activation and annual renewal of the principal and supplementary credit card.
  • Paper Statement Fee : RM2.00 for each monthly credit card paper statement

icon info Card Information

Annual Fee waived
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Late payment charge 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date.
Cash advance amount Not exceeding 60% of the credit limit for the credit card subject to the available credit limit for the credit card or such other cash advances amount determined by the Bank from time to time
Cash advance charge The cash advance fee is 5% of the amount advanced or a minimum of RM15.00, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full

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Cash Back for Petrol!

Earn 7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above, 3% cash rebate with statement balance below RM1,500 with the CIMB PETRONAS Platinum Credit Card. Besides, you get a 0.2% cash back every month for other retail spend. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.Up to RM1 Million Travel Insurance Coverage, Receive automatic travel insurance coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum Credit Card

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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