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CIMB Visa Signature

Get complimentary Plaza Premium Lounge access, on top of 2x Bonus Points rewarded from all overseas retail spending! 

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 2x Bonus Points from overseas retail spending
  • Year-long discounts at over 500 participating merchants
  • Complimentary Plaza Premium Lounge access
Shopping
5.35/10
Petrol
5.33/10
Groceries
5.35/10
Dining
5.35/10
  • icon dining Dining

    • 2x Bonus Points with every RM1 spent overseas
    • 1x Bonus Points with every RM1 spent locally
  • icon entertainment Entertainment

    • 2x Bonus Points with every RM1 spent overseas
    • 1x Bonus Points with every RM1 spent locally
  • icon groceries Groceries

    • 2x Bonus Points with every RM1 spent overseas
    • 1x Bonus Points with every RM1 spent locally
  • icon shopping Shopping

    • 2x Bonus Points with every RM1 spent overseas
    • 1x Bonus Points with every RM1 spent locally
  • icon petrol Petrol

    • 2x Bonus Points with every RM1 spent overseas
    • 1x Bonus Points with every RM1 spent locally

icon tag Other Features

  • Year-long discounts at over 500 dining, retail, and lifestyle merchants:
  • 2 times complimentary access to Plaza Premium Lounge (automatically renewed annually with total spending of RM100,000 or more per annum):
  • Card issuance within 1 hour:
  • Balance Transfer: Min. transfer amount: RM1,000, [Plan A]: 5.99% p.a for a tenure of 6 months, [Plan B]: 7.99% for a tenure of 12 months
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee
Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free for life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM10,000 per day
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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More Points When You Spend

With the CIMB Visa Signature credit card, you can earn great rewards of 2x bonus points from your overseas retail spending on entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points could be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. In addition to that, you get to enjoy year-long discounts at over 500 dining, retail and lifestyle merchants and 2 times complimentary access to Plaza Premium Lounge when you are in the airport. Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs. Besides, this card gives you a complimentary 1-night stay at featured hotels with up to 75% discount on 55,000 hotels worldwide. Other than that, special offers and arrangement awaits you with travel, shopping and golfing privileges. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

Fees and Charges

The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Reward points expire after 3 years.

Are You Eligible For The CIMB Visa Signature Card

To apply for CIMB Visa Signature Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB World MasterCard and AmBank World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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