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CIMB Visa Signature

Get complimentary Plaza Premium Lounge access, on top of 2x Bonus Points rewarded from all overseas retail spending! 

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Earn Up to 7,500 Extra Monthly Bonus Points
  • 2X Airport Lounge Access to over 150 lounges
  • Visa Concierge
Shopping
5.35/10
Petrol
5.33/10
Groceries
5.35/10
Dining
5.35/10

  • icon dining Dining

    • Earn Up to 7,500 Extra Monthly Bonus Points
    • Lounge Around the World with Curated Dining Campaign
    • 20% OFF dining offers

  • icon shopping Shopping

    • Earn Up to 7,500 Extra Monthly Bonus Points

  • icon travel Travel

    • Bonus Points Redemption
    • 2X Airport Lounge Access to over 150 lounges
    • Exclusive Sky Lounge access at SkyPark Terminal, Sultan Abdul Aziz Shah Airport (Subang Airport)

  • icon utilities Utilities

    • Up to RM30 Cash Back on In-Flight WiFi Purchase

icon tag Other Features

  • Finance Charge for Cash Transaction: 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
  • Card Replacement Fee: RM10 for first replacement & RM50 for every subsequent replacement.
  • Additional Statement Request Fee: RM 5.00 per monthly statement

icon info Card Information

Annual Fee waived
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Late payment charge 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date.
Cash advance amount Not exceeding 60% of the credit limit for the credit card subject to the available credit limit for the credit card or such other cash advances amount determined by the Bank from time to time
Cash advance charge The cash advance fee is 5% of the amount advanced or a minimum of RM15.00, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full

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More Points When You Spend

With the CIMB Visa Signature credit card, you can earn great rewards of 2x bonus points from your overseas retail spending on entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points could be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. In addition to that, you get to enjoy year-long discounts at over 500 dining, retail and lifestyle merchants and 2 times complimentary access to Plaza Premium Lounge when you are in the airport. Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs. Besides, this card gives you a complimentary 1-night stay at featured hotels with up to 75% discount on 55,000 hotels worldwide. Other than that, special offers and arrangement awaits you with travel, shopping and golfing privileges. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

Fees and Charges

The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Reward points expire after 3 years.

Are You Eligible For The CIMB Visa Signature Card

To apply for CIMB Visa Signature Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB World MasterCard and AmBank World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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