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CIMB World MasterCard

Enjoy 1.5% unlimited cash rebate for overseas spending and 15% discount at any duty-free merchant.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 7,500
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Earn up to 5X Bonus Points
  • Up to RM 1 Million Travel Insurance Coverage²
Shopping
5.35/10
Petrol
5.33/10
Groceries
5.35/10
Dining
5.35/10

  • icon travel Travel

    • Earn up to 5X Bonus Points
    • HoteLux Elite Membership
    • Bonus Points Redemption
    • World Mastercard® Concierge Service

  • icon shopping Shopping

    • Earn up to 5X Bonus Points

  • icon insurance-or-health Insurance or Health

    • Up to RM 1 Million Travel Insurance Coverage
    • Mastercard® ID Theft Protection™

  • icon entertainment Entertainment

    • Mastercard® Southeast Asia Golf - World Programme

icon tag Other Features

  • Finance Charge for Cash Transaction: 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
  • Card Replacement Fee: RM10 for first replacement & RM50 for every subsequent replacement.
  • Additional Statement Request Fee: RM 5.00 per monthly statement

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 7500
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Late payment charge 1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date.
Cash advance amount Not exceeding 60% of the credit limit for the credit card subject to the available credit limit for the credit card or such other cash advances amount determined by the Bank from time to time
Cash advance charge The cash advance fee is 5% of the amount advanced or a minimum of RM15.00, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full

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More Points, Free flights, Unlimited Cash-rebate on overseas spend!

With the CIMB World MasterCard, get Unlimited Cash Rebates of 1.5% on overseas spend, and also earn great rewards i.e 5x Bonus Points with every RM1 spent on airline transaction with predefined merchant category codes [MCC 3000 to 3350 and 4511]. You are also eligible with every 1x Bonus Points on RM1 spent locally on retail ,entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points can be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. You could also convert the bonus points into Malaysia Airlines Enrich Miles, your next trip could potentially be free. In addition to that, with CIMB Cards you get to enjoy exclusive hotel, dining privileges at up to 50% discount year long as you explore the various fine dining establishments . Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs and you also have a travel accident insurance with a coverage of up to RM1,000,000. Besides, this card has special offers and arrangement that awaits you with travel, shopping and golfing privileges.

Fees and Charges

The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Rewards points expire after 3 years.

Are You Eligible For The CIMB World MasterCard?

To apply for CIMB World MasterCard, you need a minimum income of RM7500 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and AmBank Visa Signature Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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