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Hong Leong Fortune Credit Card

Get bonus cashback when you spend upwards of RM38,000, on top of 1% cashback on all of your retail spending!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM50 /mth
  • icon Annual Fee
    Annual Fee
    RM 160

Key Features

  • 1% cashback on retail spending
  • Low cash advance interest rate starting at 10.8% per annum
  • 1% cashback every month

  • icon petrol Petrol

    1% cashback every month

  • icon dining Dining

    1% cashback every month

  • icon entertainment Entertainment

    1% cashback every month

  • icon groceries Groceries

    1% cashback every month

  • icon shopping Shopping

    1% cashback every month

icon tag Other Features

  • Bonus cashback: Total annual retail spending of RM38,000 – RM67,999: RM280 bonus cashback, Total annual retail spending of RM68,000 – RM107,999: RM880 bonus cashback, Total annual retail spending of RM108,000 and above: RM1,800 bonus cashback
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Free with minimum of 12 card swipes or retail spending of RM8,000 per annum
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM80
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM7,500 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Spend More, Earn More!

Hong Leong Fortune Credit Card offers 1% cashback on all retail spending and bonus cashback up to RM1,800 if you make a total annual retail spending of RM 108,000 and above. With every cash advance transaction you make, you are entitled to interest rate starting at 10.8% p.a. Apart from that, Hong Leong Essential Card is accepted anywhere around the world.

Fees and Charges

There is no annual fee if you make at least 12 swipes a year or retail spending of RM8,000 per annum, otherwise, it is RM169.60. For supplementary card, a fee of RM84.80 will be incurred. There is a cashback limit of RM50 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Fortune Credit Card

To apply for Hong Leong Fortune Credit Card, you need a minimum ince of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Classic Credit Card and AffinBank Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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