credit card image
Logo

Hong Leong WISE Card

Enjoy 8% cashback when you spend above RM500 per month for petrol, groceries, and dining on the weekends.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Annual Fee
    Annual Fee
    RM 98

Key Features

  • 8% cashback when you pay for popular Online Spend merchants, Groceries & Essentials (including selected convenience stores), Petrol and Dining on Weekends
  • Unlimited 0.25% cash back on other transactions

  • icon groceries Groceries

    • Enjoy 1% cashback for weekday Enjoy 8% cashback for weekend
    • Enjoy 0.25% cashback if monthly spend Below RM500

  • icon entertainment Entertainment

    • Enjoy 0.25% cashback

  • icon petrol Petrol

    • Enjoy 1% cashback for weekday Enjoy 8% cashback for weekend
    • Enjoy 0.25% cashback if monthly spend Below RM500

  • icon dining Dining

    • Enjoy 1% cashback for weekday Enjoy 8% cashback for weekend
    • Enjoy 0.25% cashback if monthly spend Below RM500

  • icon online-spending Online Spending

    • Enjoy 1% cashback for weekday Enjoy 8% cashback for weekend
    • Enjoy 0.25% cashback if monthly spend Below RM500

icon tag Other Features

  • Cashback: Enjoy 8% cashback when you pay for popular Online Spend merchants, Groceries & Essentials, Petrol and Dining on Weekends and unlimited cash back on other transactions using this credit card such as Insurance, Utilities, Mobile and more RM500: Weekday (Enjoy 1% cashback); Weekend (Enjoy 8% cashback) or unlimited with certain MCC Below RM500: Weekday &Weekend (Enjoy 0.25% cashback)

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 98
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM48
Late payment charge RM10 or 1% of the total outstanding balance as at statement date whichever is higher, subject to a maximum of RM100
Cash advance amount The maximum credit limit shall not exceed two (2) times of their monthly income. The maximum daily cash withdrawal limit is subject to the available Cash Limit of your card
Cash advance charge 5% of the amount advanced or a minimum of RM20 (whichever is higher) per withdrawal.
Cash advance interest charge 18% p.a. of the outstanding amount calculated on a daily basis from transaction date until full repayment date.

icon review
Product Review by

Earn Cashback On Your Preferred Expenditure Categories!

Hong Leong WISE Card offers 10% cashback on your preferred categories (2 out of 9 excluding petrol) of retail spending all year round. You are given the flexibility in switching among other categories anytime. For instances, pharmacies, dining, book stores, entertainment, travel, groceries, departmental stores, utilities and travel.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The cashback limit is RM100 per month with a minimum of 10 trasactions (RM50 and above per transactions). Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong WISE Card?

To apply for Hong Leong WISE Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong GSC Gold Card and Alliance Bank Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package