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HSBC Amanah MPower Platinum Credit Card-i

Shop smart and safe with up to 8% bonus cash back on eWallet spend, petrol, and groceries all whilst protected by E-Commerce Purchase Protection.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3,000
  • icon Cashback
    Cashback
    Up to 8%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Spend above RM2000 to earn up to 8% Bonus CashBack
  • Spending below RM2000 will earn 1% Bonus CashBack
  • 0.2% CashBack on other Eligible Spend
Shopping
9/10
Petrol
9/10
Groceries
9/10
Dining
9/10

  • icon e-wallet-top-up e-Wallet Top Up

    • Spend above RM2000 to earn up to 8% Bonus CashBack
    • Spending below RM2000 will earn 1% Bonus CashBack

  • icon groceries Groceries

    • Spend above RM2000 to earn up to 8% Bonus CashBack
    • Spending below RM2000 will earn 1% Bonus CashBack

  • icon petrol Petrol

    • Spend above RM2000 to earn up to 8% Bonus CashBack
    • Spending below RM2000 will earn 1% Bonus CashBack

  • icon insurance-or-health Insurance or Health

    • Introducing E-Commerce Purchase Protection: Shop online and worry-free with HSBC MPower Visa Platinum Credit Card-i

icon tag Other Features

  • This HSBC Amanah Credit Card-i is made from 100% recycled plastic.:
  • Balance Transfer Instalment (BTI): Our BTI lets you transfer your outstanding balances from other banks' credit cards to an HSBC Amanah credit card-i, which you would pay off with fixed monthly instalment. This helps you simplify your payments and save some money.
  • Cash Instalment Plan (CIP): Cash Instalment Plan (CIP) allows you to get cash from your available credit limit and pay at affordable monthly instalment. With Cash Instalment Plan now available via HSBC Malaysia Mobile App, you can get the cash you need in just few taps with instant approval. - Quick and easy access to cash when you need it - Flexible payment tenures of up to 60 months - Competitive management fee rate - No documents required for application The minimum amount for each Cash Instalment Plan (CIP) application to qualify for this programme is RM1,000 and the amount must be in multiples of 100.
  • Auto Balance Conversion: Auto Balance Conversion programme automatically converts eligible customer’s credit card-i outstanding statement balances into a 36 months instalment plan, at a lower effective management fee of 13% p.a. - Lower effective management fee at 13% p.a. - Payment tenure of 36 months - No processing fee - No early termination fee

icon info Card Information

Annual Fee Free
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder 120
Late payment charge Minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100.
Cash advance amount Transactions are subject to the available cash advance limit or withdrawal limit of RM1,000.
Cash advance charge A cash advance fee of RM50 (plus any applicable tax) is imposed for every RM1,000 transacted, subject to available cash advance limit or withdrawal limit. Quasi cash transactions are also classified as a type of cash advance. 2% cash advance fee
Cash advance interest charge 18% of the cash advance amount calculated on a daily basis

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Amazing Cashbacks Await!

HSBC Amanah MPower Platinum Credit Card-i gives up to 8% cashback on eWallet Spend i.e any reload/top-up or payment authorisation transactions made using the Credit Card-i on any of the following eWallets: SamsungPay, GrabPay, Touch & Go and FavePay. You are also eligible for 8% Cashback on your daily groceries spend in Giant, Tesco, AEON Big or Mydin if total spending exceeds RM2,001 per month. You will also get the same amount of cashback on your petrol spending in Shell, Caltex, or Petronas. If your monthly spending is not more than RM2,000 a month, the 8% cashback on your selected daily spending will be 2% instead. On top of that, you will be able to enjoy 0.2% cashback on all your local entertainment and shopping spending.

Fees and Charges

The annual fee for this credit card is RM240 but it will be waived if you make at least 12 transactions a year with this card. This annual fee waiver condition only applies to the principal cardholder. For the supplementary cardholder, there will be a fee of RM120. For the finance charge, to enjoy a low interest rate charged on your outstanding balance, you will need to make prompt minimum payments (5% of the outstanding balance or RM50, whichever is higher); the low finance charge stands at 15% per annum. Please note cashback from 1st April 2020, this Cash Back will change to 1%

Is HSBC Amanah same as HSBC?

HSBC Amanah is HSBC's Islamic bank.

How does HSBC MPower Platinum Cash Back works?

With HSBC Amanah MPower credit card, you can get cash back for specific types of spending; such as petrol spending, eWallet spending, and more.

How many supplementary cards can I apply?

Each primary customer can apply for a maximum of 5 supplementary cards.

How do I check my HSBC Amanah credit card application status?

Once you have filled up all the details that is needed for the application, you will receive an SMS with a unique URL to check your card application status.

When can I check my credit card-i application status?

You can check your credit card application status one day after your submission.

How do I activate my HSBC Amanah mpower platinum credit card i?

You can activate your HSBC credit card by calling +603 8321 8999.

How do I increase/decrease my HSBC Amanah credit card-i credit limit?

You can increase/decrease your HSBC credit limit through a few ways;

  • Online banking
    • Complete the online form and our representative will contact you on the next working day to complete the submission.
  • By phone
    • You can also request to increase your credit card limit by giving us a call.
  • At an HSBC branch
    • Feel free to pay us a visit and make your request in person.

How do I pay my Amanah mpower platinum credit card i HSBC?

You can pay in 3 different ways;

i) Logging on to HSBC's personal internet banking website and making your payment there
ii) Using the HSBC app
iii) Enrolling in HSBC AutoPay

What is Terms and Conditions for HSBC Amanah MPower Platinum Credit Card-i?

You can have a look at the Terms and Conditions right here.

HSBC Amanah Credit Card-i Product Disclosure Sheet (PDF) ENG
HSBC Amanah Credit Card-i Product Disclosure Sheet (PDF) BM

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