Promotion
HSBC Live+ Credit Card
Live it up with extra cashback Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.
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- Min. Monthly Income
- RM 5,000
-
- Interest Rate
- 15% p.a.
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- Cashback
- 8%
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- Annual Fee
- RM 300
Key Features
- Up to 8% cashback on your dining spend
- Up to 8% cashback at clothing stores, sporting goods and departmental stores.
- Up to 8% cashback on entertainment spend at cinemas and on your favourite streaming subscriptions
Shopping
9/10
Travel
10/10
Groceries
8/10
Dining
9/10
Cashback
10/10
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Dining
- Up to 8% cashback on your dining spend.
- Enjoy 15% off your total bill at over 200 restaurants locally and across Asia.
- 0.2% cashback on domestic spend (local currency
- Up to 8% cashback on your dining spend.
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Shopping
- Up to 8% cashback at clothing stores, sporting goods and departmental stores;
- H&M, Isetan, JD sports, Lululemon, Nike, Parkson, Uniqlo, and more
- 0.2% cashback on domestic spend (local currency
- Up to 8% cashback at clothing stores, sporting goods and departmental stores;
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Entertainment
- Up to 8% cashback1 on entertainment spend at cinemas and on your favourite streaming subscriptions;
- including Disney+, Netflix, Spotify and more.
- Up to 8% cashback1 on entertainment spend at cinemas and on your favourite streaming subscriptions;
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Travel
- unlimited 0.5% cashback on overseas spend and 0.2% on domestic spend.
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Groceries
- unlimited 0.5% cashback on overseas spend and 0.2% on domestic spend.
Other Features
Card Information
| Annual Fee | RM300 per year |
| Min. Monthly Income | RM 5000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | RM 300 |
| Min. age for supplementary holder | 18 years old |
| Fee for supplementary holder | RM150 |
| Late payment charge | Minimum of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM5,000 per day |
| Cash advance charge | Higher of RM15 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Rewards points expiry | NA |
Product Review by
What cashback rates does the HSBC Live+ Credit Card offer?
The HSBC Live+ Credit Card offers up to 8% cashback on dining, entertainment, and shopping at selected merchants. It also provides 0.2% cashback on domestic spending and 0.5% cashback on overseas spending.
How can I apply for the HSBC Cash Advance?
Following are the options you can use for HSBC Cash Advance:
- Any ATMs worldwide (using your credit card (PIN required).
- Step 1: Customer to key in PIN
- Step 2: Select 'cash advance'
- Step 3: Customer to key in cash advance amount
- Step 4: Customer can choose 'print advice' slip or not at this confirmation screen
- Online transfer
If you have an HSBC deposit account, you can perform money transfer online from your HSBC credit card account to your HSBC savings or current account, 24 hours a day, 7 days a week*.Step 1: Log on with username and password.
Step 2: Select 'Other Transfers' and choose 'Make a Transfer'.
Step 3: Select your credit card account to transfer the funds from, then select an amount to transfer your funds.
Step 4: Enter the amount you would like to withdraw and click 'Transfer' button.
Apply HERE - Phone
To apply, call 1300-88-1388 (local callers) or +603-832-5400 (oversea callers). Cash can be immediately transferred to your HSBC current or savings account.
How do I add HSBC/HSBC Amanah Credit Cards/-i to use Samsung Pay?
Scan your HSBC/HSBC Amanah Credit Card/-i with Samsung Pay app or manually enter your card details.
Your request to add and register your HSBC/HSBC Amanah Credit Card/-i to Samsung Pay is subject to approval from HSBC Bank Malaysia and/or HSBC Amanah Malaysia.
You'll be required to verify your identity by entering an OTP received by SMS, or by calling HSBC Bank / HSBC Amanah Malaysia at one of the numbers below.
Once approved, an image of your card will appear in Samsung Pay and you'll be able to use it to make payments via your Samsung device.
What if I forget my HSBC Malaysia online banking login details and have to change them, does this affect Samsung Pay?
Your HSBC Malaysia online banking platforms are separate from Samsung Pay, with different login details. Any changes will not affect your Samsung Pay setup.
HSBC Credit Card Terms and Conditions & Product Disclosure Sheet
What is the HSBC Live+ Card annual fee waiver requirements?
- 1st year waived.
- Subsequent year is waived based on annual spending of RM24,000 and above (annual spend is calculated as total retail spend in past 12 months statement prior to annual fee charge).
Wondering How to Keep Your Annual Fee Waived Year After Year?
- All HSBC Live+ Credit Card applied from 1 Aug 2024 – 31 Dec 2025
- Minimum RM24,000 annual spend requirement includes both primary & supplementary spend and the annual fee waiver is applicable for both cards
- Eligible retail spend for annual fee waiver include all retail purchases such as:
- Local/Overseas transactions
- Full amount of Card Instalment Plan (IPP)
- Online transactions
- Standing Instructions/Auto Bills
- Insurance, Education, Utilities, eWallet top up, dining, shopping, entertainment
- Spend not Eligible for annual fee waiver are all non-retails purchases:
- Sales & Services Tax (SST)
- Fees/Interest charges
- Monthly Instalment amount such as IPP, CIP, BCP
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