Ideal for online, groceries & overseas spend by earning up to 8x Reward Points for every RM1 on contactless spend, 5x Reward Points on Online which includes (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Groceries and Overseas spend.
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Apply for an HSBC Platinum Credit Card now!
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Dining
Groceries
Shopping
Entertainment
Other Features
Card Information
| Annual Fee | Free. Annual fee is waived with min annual spend of RM2000 and 12x swipes in a year. |
| Min. Monthly Income | RM 3000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 years old |
| Fee for supplementary holder | RM120.00 |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM5,000 per day |
| Cash advance charge | Higher of 5% of the amount advanced or a minimum of RM15 |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Rewards points expiry | N/A |
| Interest rate | 15.0% p.a for Cardholders with prompt payments for 12 consecutive months. |
| 17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months. |
|
| 18.0% p.a for Cardholders who do not fall under the above categories | |
| Annual fees | RM0 (waived for life) |
| Service tax | RM25 per month. |
To apply for The HSBC Visa Platinum credit card, you need a minimum income of RM3,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah MPower Platinum Credit Card-i and Maybank Petronas Visa Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!
*HSBC Platinum Amendment Terms and Conditions
With HSBC Platinum credit card, you can get earn 8x Reward Points for every RM1 on contactless spending, 5x rewards points on online, groceries and overseas spending, and 1% contribution on charity spending.
The eligibility requirements for this card is as follows;
You can apply for an HSBC platinum credit card right here.
There is no lounge access for the HSBC Platinum card.
Travel insurance is not included with this card.
You can check the rewards catalogue right here.
You can check the rewards catalogue right here.
You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.
HSBC Platinum Credit Card Terms and Conditions & Product Disclosure Sheets
Kindly refer HERE for the clear timeline on full application and gift redemption process
