Up to 8x Rewards Points on overseas and local spending with E-Commerce Purchase Protection coverage of up to up to USD200.
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Shopping
Travel
Dining
Groceries
Utilities
Other Features
Card Information
| Annual Fee | RM600 (Waived with minimum 1x swipe once a month for 12 consecutive months and minimum annual spend of RM2,000) |
| Min. Monthly Income | RM 6000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 years old |
| Fee for supplementary holder | RM300 |
| Late payment charge | Minimum of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM5,000 per day |
| Cash advance charge | Higher of RM15 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Rewards points expiry | N/A |
HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 30 local malls participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.
| Klang Valley | ||||
| Mid Valley Megamall | The Gardens Mall | 1 Utama | Atria Shopping Gallery | Bangsar Shopping Centre |
| Bangsar VillageEmpire Shopping Gallery | Hartamas Shopping Centre | IOI City Mall | IPC Shopping Centre | Lot 10 |
| Low Yat Plaza | Nu Sentral | Paradigm Mall | Pavilion Kuala Lumpur | Publika Shopping Gallery |
| Setia City Mall | Sogo |
Starhill Gallery |
Sungei Wang Plaza | Sunway Putra Mall |
| Sunway Pyramid | Suria KLCC |
The Curve |
Tropicana City Mall | |
| Johor | ||||
| AEON Tebrau City | Johor Bahru City Square | Johor Premium Outlets | KSL City Mall | Sutera Mall |
| Penang | |||
| Gurney Paragon Mall | Gurney Plaza | Queensbay Mall | Sunway Carnival |
| East Malaysia |
| Borneo Hypermall |
| Interest rate | 15.0% p.a for Cardholders with prompt payments for 12 consecutive months. |
| 17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months. |
|
| 18.0% p.a for Cardholders who do not fall under the above categories | |
| Annual fees | RM600 (Waived with minimum 1x swipe once a month for 12 consecutive months and minimum annual spend of RM2,000) |
| Service tax | RM25 per annum for every principal or supplementary credit card |
You just have to earn at least RM6,000 every month and to be at least 21 years old.
No, Visa signature does not come with complimentary travel insurance.
Yes, you are eligible for complimentary access to Plaza Premium Lounge.
Each primary customer can apply for a maximum of 5 supplementary cards.
Once you have filled up all the details that is needed for the application, you will receive an SMS with a unique URL to check your card application status.
You may apply for a credit limit increase 6 months after the date your credit card/-i's credit limit was reduced. To apply, you'll need to by submit your latest income documents at a HSBC branch or contact their customer service.
Kindly refer HERE for the clear timeline on full application and gift redemption process
You can check you current Reward Points via the HSBC mobile app and through your monthly statements.
Yes, you can redeem MAS Enrich points with your reward points.
You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.
HSBC Visa Signature Card Terms and Conditions & Product Disclosure Sheets
Our credit card experts, also recommend you to check out other similar credit cards such as (HSBC Advance Visa Platinum Credit Card, which may match your requirements.
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