Promotion
HSBC Visa Signature Card
Up to 8x Rewards Points on overseas and local spending with E-Commerce Purchase Protection coverage of up to up to USD200.
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- Min. Monthly Income
- RM 6,000
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- Cashback
- -
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- Annual Fee
- Free
Key Features
- 8X Reward Points on online & overseas spend (foreign currency)
- 5x Reward Point on online and shopping spend (local currency)
- This HSBC Credit Card is now made from 100% recycled plastic
Shopping
9.5/10
Travel
9/10
Groceries
9/10
Dining
9/10
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Online Spending
- 8X Reward Points on online & overseas spend (foreign currency)
- 5x Reward Point on online and shopping spend (local currency)
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Travel
- 8X Reward Points on online & overseas spend (foreign currency)
- 5x Reward Point on online and shopping spend (local currency) Complimentary access to Plaza Premium Lounge
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Shopping
- Earn 1x Reward Points
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Insurance or Health
- E-Commerce Purchase Protection
Other Features
- This HSBC Credit Card is now made from 100% recycled plastic:
- Card Security: Keeping your financial and personal information safe and secure is our highest priority. Your HSBC Visa Signature comes with the most sophisticated levels of technology and processes to protect your privacy while preventing fraudulent transactions on your credit card in case of loss or theft.
- Free 24 Hour loss reporting line for all cards: Call us on: 1 300 88 1388 (local) or +603 8321 5400 (overseas)
- Premium Privileges from Visa: As an HSBC Visa Signature Credit Cardholder, you will also enjoy a host of premium privileges from Visa. Find out moreFind out more about visa premium privileges This link will open in a new window and enjoy these offerings on top of your HSBC privileges and rewards.
Card Information
| Annual Fee | Free |
| Min. Monthly Income | RM 6000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 years old |
| Late payment charge | Minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100. |
| Cash advance amount | Transactions are subject to the available cash advance limit or withdrawal limit of RM1,000. |
| Cash advance charge | A cash advance fee of RM50 (plus any applicable tax) is imposed for every RM1,000 transacted, subject to available cash advance limit or withdrawal limit. Quasi cash transactions are also classified as a type of cash advance. 2% cash advance fee |
| Cash advance interest charge | 18% of the cash advance amount calculated on a daily basis |
Product Review by
Collect Reward Points For More Redemption!
HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 30 local malls participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.
List of participating Outlets
| Klang Valley | ||||
| Mid Valley Megamall | The Gardens Mall | 1 Utama | Atria Shopping Gallery | Bangsar Shopping Centre |
| Bangsar VillageEmpire Shopping Gallery | Hartamas Shopping Centre | IOI City Mall | IPC Shopping Centre | Lot 10 |
| Low Yat Plaza | Nu Sentral | Paradigm Mall | Pavilion Kuala Lumpur | Publika Shopping Gallery |
| Setia City Mall | Sogo |
Starhill Gallery |
Sungei Wang Plaza | Sunway Putra Mall |
| Sunway Pyramid | Suria KLCC |
The Curve |
Tropicana City Mall | |
| Johor | ||||
| AEON Tebrau City | Johor Bahru City Square | Johor Premium Outlets | KSL City Mall | Sutera Mall |
| Penang | |||
| Gurney Paragon Mall | Gurney Plaza | Queensbay Mall | Sunway Carnival |
| East Malaysia |
| Borneo Hypermall |
Fees and Charges
| Interest rate | 15.0% p.a for Cardholders with prompt payments for 12 consecutive months. |
| 17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months. |
|
| 18.0% p.a for Cardholders who do not fall under the above categories | |
| Annual fees | RM600 (Waived with minimum 1x swipe once a month for 12 consecutive months and minimum annual spend of RM2,000) |
| Service tax | RM25 per annum for every principal or supplementary credit card |
Are You Eligible For The HSBC Visa Signature
You just have to earn at least RM6,000 every month and to be at least 21 years old.
Does Visa Signature provide travel insurance?
No, Visa signature does not come with complimentary travel insurance.
Does HSBC Visa Signature have lounge access?
Yes, you are eligible for complimentary access to Plaza Premium Lounge.
How many supplementary cards can I apply?
Each primary customer can apply for a maximum of 5 supplementary cards.
How do I know my application status?
Once you have filled up all the details that is needed for the application, you will receive an SMS with a unique URL to check your card application status.
How do I increase/decrease my HSBC credit card credit limit?
You may apply for a credit limit increase 6 months after the date your credit card/-i's credit limit was reduced. To apply, you'll need to by submit your latest income documents at a HSBC branch or contact their customer service.
How to redeem campaign gift?
Kindly refer HERE for the clear timeline on full application and gift redemption process
How do I check my current Reward Points?
You can check you current Reward Points via the HSBC mobile app and through your monthly statements.
Can I convert my Rewards Points into air miles?
Yes, you can redeem MAS Enrich points with your reward points.
How can I redeem my Reward Points?
You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.
HSBC Visa Signature Card Terms and Conditions & Product Disclosure Sheets
HSBC Visa Signature Card Terms and Conditions & Product Disclosure Sheets
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