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RHB Visa Signature Credit Card

Earn unlimited cashback of 1% on all online and overseas transactions, and 0.5% cashback on all local spendings too!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 6,667
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    up to 6%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 6% cashback on all domestic local spend
  • Up to 2% cashback on all overseas spend
  • Up to RM600,000 travel insurance coverage

  • icon online-spending Online Spending

    • 6% cash back on all online spending if total monthly spending is RM3,500 and above
    • 2% cash back on all online spending if total monthly spending is between RM2,500.00 and RM3,499.99
    • 1% cash back on all online spending if total monthly spending is between RM1,000.00 and RM2,499.99

  • icon entertainment Entertainment

    • 6% cash back on entertainment if total monthly spending is RM3,500 and above
    • 2% cash back on entertainment if total monthly spending is between RM2,500.00 and RM3,499.99
    • 1% cash back on entertainment if total monthly spending is between RM1,000.00 and RM2,499.99

  • icon shopping Shopping

    • 6% cash back on shopping if total monthly spending is RM3,500 and above
    • 2% cash back on shopping if total monthly spending is between RM2,500.00 and RM3,499.99
    • 1% cash back on shopping if total monthly spending is between RM1,000.00 and RM2,499.99

  • icon travel Travel

    • 2% cash back on all overseas spends if total monthly spending is RM3,500 and above
    • 1% cash back on all overseas spends if total monthly spending is between RM2,000.00 and RM2,499.99
    • 0.5% cash back on all overseas spends if total monthly spending is between RM1,000.00 and RM1999.99

icon tag Other Features

  • Plaza Premium Lounge Privileges: 5x complimentary access in a calendar year to selected Plaza Premium Lounges/Aerotel in Malaysia. Thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
  • : 25% Discount at all Plaza Premium Lounges in Malaysia for all accompanying guests
  • : 20% Discount at Plaza Premium Lounges all around the world (except Shanghai & Beijing)
  • Protection Plan: Travel Insurance Coverage of up to RM600,000
  • Balance Transfer: [Plan A] : 4.88% p.a for tenure of 6 months, [Plan B] : 4.88% p.a for tenure of 12 months, [Plan C] : 5.88% p.a for tenure of 24 months, [Plan D] : 6.88% p.a for tenure of 36 months
  • Golf Priviliges: Daily tee off with no green fee charges at participating golf clubs in Malaysia.

icon info Card Information

Annual Fee Waived
Min. Monthly Income RM 6667
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Waived
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount 80% of card credit limit
Cash advance charge RM15 or 5% if cash advance amount (whichever is higher)
Cash advance interest charge 18% of cash advance amount
Rewards points expiry N/A

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Get Unlimited Cashback!

Start travelling now with RHB Signature Credit Card as it offers you unlimited 1% cashback on all online and overseas transactions! You are entitled to 4 complimentary access into Plaza Premium Lounges in Malaysia with 25% discount for all accompanying guests. As for golfing privileges, you will get to enjoy exclusive tee-off at over 30 gold courses worldwide. This card also comes with Travel Insurance coverage.

Fees and Charges

There is no annual fee with a total spend of at least RM50,000 per year, otherwise, it is RM636. As for supplementary card, it is RM318 with two years free wavier. The cashback limit is RM200 per month. The Goods and Services Tax (GST) are already included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Signature Credit Card?

To apply for RHB Signature Credit Card, you need a minimum monthly income of RM8,334 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and OCBC Platinum MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

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