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Maybank Islamic Ikhwan Visa Infinite

Up to 5 TreatPoints on all overseas spending, and 2 Treatpoints spent locally

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 8,334
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 5 TreatsPoints on overseas spent, upto 2 spent locally
  • Free 10,000 TreatsPoints upon card activation
  • Travel, golf, dining, and entertainment privileges
Shopping
5.35/10
Travel
10/10
Petrol
5/10
Groceries
5.35/10
Dining
5.35/10
  • icon travel Travel

    Convert 4,500 TreatsPoints into 1,000 Enrich Miles (MAS), KrisFlyer Miles (Singapore Airlines), or Q Miles (Qatar Airways)

  • icon groceries Groceries

    • 5 TreatsPoints for every RM1 spent overseas
    • 2 TreatsPoints for every RM1 spent locally
  • icon shopping Shopping

    • 5 TreatsPoints for every RM1 spent overseas
    • 2 TreatsPoints for every RM1 spent locally
  • icon dining Dining

    • 5 TreatsPoints for every RM1 spent overseas
    • 2 TreatsPoints for every RM1 spent locally
  • icon petrol Petrol

    1 TreatsPoints for every RM1 spent

icon tag Other Features

  • Golf, spa, dining, and entertainment privileges and discounts:
  • Protection Plan: Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed flight connection, luggage delay, and lost luggage if full airfare is charged to this credit card
  • Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Free for the first year; subsequently, free with minimum spending of RM80,000 per annum
Min. Monthly Income RM 8334
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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The VIP!

Get your travel, golf, spa, dining and entertainment privileges when you sign up for Maybank Islamic Ikhwan Infinite. You will also get free 10,000 TreatsPoints upon activation of the card. On top of that, when you spend with this card, you stand to gain up to 5x TreatsPoints. The 5 points for every RM1 spent is only applicable when you spend overseas. For your local transactions, you will only get 2 points for every RM1 spent. Points earned can be used to exchange for gifts like travel vouchers which will allow you to travel overseas and you are eligible to convert 5,000 TreatsPoints = 1,000 Asia Miles/Enrich Miles/Krisflyer Miles. As a cardholder, you will also be entitled to some travel protection plan such as Travel Accident Insurance coverage of up to RM2,000,000 and Travel Inconvenience coverage which will help compensate you in the event of inconveniences such as missed flight connection, luggage delay, and lost luggage. You also get 5x access to Plaza Premium Lounge at local and selected international airports. To switch to Maybank Islamic Ikhwan Infinite from your existing credit card, there is a balance transfer programme of 0% per annum for a period of 12 months and one-time upfront free of 3% of the transferred amount.

Fees and Charges

There is annual fee of RM800 which will be waived for the first year and can be waived for the subsequent years with spending of at least RM80,000 in a year. There is no annual fee for the supplementary card. Finance charges for this card will be 15% p.a. if there are no missed payments in the last 12 months, 17% p.a. if there is at least once or twice of missed monthly repayments in the last 12 months and 18% p.a. for missed payments of more than twice in the last 12 months. Missed payments will result in a late payment charge of RM10 or 1% of outstanding amount, depending on which is higher.

Are You Eligible For The Maybank Islamic Ikhwan Infinite?

Minimum monthly income of RM8,334 and age of at least 21 years old is required to apply for this card (principal cardholder). For the supplementary card, the applicant will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic MasterCard Ikhwan Platinum Card and Alliance Bank Visa Infinite Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion Terms and Conditions

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