Maybank Islamic MyImpact Ikhwan Mastercard Platinum Credit Card-i

Min. Monthly Income

RM 3,000
Interest Rate

0% p.a.
Annual Fee

Free

Key Features

10% cashback on spending at Environment, Social & Governance (ESG)-friendly Merchant Categories (MCC)
0.5% cashback* on other retail spending using contactless payment, Apple Pay or Samsung Pay
1X TreatsPoints for every RM1 spending

Cashback

1/10

Card Information

Annual Fee	Lifetime fee waiver
Min. Monthly Income	RM 3000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18-65 years old
Fee for supplementary holder	No Compounding Interest/Management Fee

Late payment charge	No Late Payment Charges
Cash advance amount	Subject to credit limit
Cash advance charge	One-time service fee of 5% from the advance amount or a minimum of RM18 per transaction, whichever is higher
Cash advance interest charge	18% per annum on cash advance

Product Review by

Who can apply for this card?

Principal Cardmembers: Malaysian aged between 21 to 65 years old
Supplementary Cardmembers: Malaysian aged between 18 to 65 years old

What is the minimum annual income requirement?

The minimum income requirement is RM36,000 per annum

Is there any expiry for Maybank TreatsPoints earned?

Maybank TreatsPoints will have a 3-year expiration.

Are there any rewards for new customer?

Yes, there is a welcome bonus of RM50 cashback for new customers. You will have to spend a
minimum of RM1,500 on the card at 3 ESG-friendly merchants within 90 days of being
approved.

Does the welcome bonus extend to Maybank myimpact Credit Card supplementary card members?

No, only the principal cardmember will receive the welcome bonus of RM50 cashback.

Are supplementary cardmembers entitled to Cashback/ TreatsPoints?

The Cashback and TreatsPoints will be given to Principal Cardmember only, based on the combination
of both Principal and Supplementary cardmember’s spending.

How will I know if my card application has been approved?

You will receive a notification through SMS or email if your application has been approved.

I have yet to receive my Maybank myimpact Credit Card, what should I do?

You should contact Maybank’s Group Customer Care service at 1-800-88-1801 for assistance.

I have not received the welcome bonus after activating my Maybank myimpact Credit Card, what should I do?

The RM50 cashback welcome gift will be disbursed within 8 weeks of you meeting the
requirements. If this time has lapsed, then you should contact Maybank’s Group Customer Care
service at 1-800-88-1801 for assistance.

Can I use my Cashback or TreatsPoints to off-set Service Tax or redemption of vouchers/ items/ Airmiles?

You can only use TreatsPoints to off-set Service Tax or redemption of vouchers/items/Airmiles.