Maybank Islamic World Mastercard Ikhwan - Top Traveling Credit Card

Min. Monthly Income

RM 8,333
Interest Rate

15% p.a.
Cashback

-
Annual Fee

Free

Key Features

5x TreatsPoints for every RM2 spend locally & RM1 overseas
Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles
10,000 Treats Points upon activation and first spend of the card

Travel
- Get 5,000 Treat AirMiles for every RM1,000 spent overseas
- Get 2,500 Treat AirMiles for every RM1,000 spent locally
- Convert 6000 Treat AirMiles to 1,000 Enrich Miles
Petrol

1 TreatsPoint for every RM 1 spent

Other Features

1x TreatsPoints for every transactions on utilities, petrol, education, EzyPay and insurance transactions:
Travel, dining, and entertainment privileges and discounts:
Protection Plan: Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to this credit card
Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Installment Plan: 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee	Free for 1st Year subsequently RM 800, waived if minimum spending of RM80,000 per annum
Min. Monthly Income	RM 8333.33
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	Free for first 4 applicants

Late payment charge	Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount	Subject to credit limit
Cash advance charge	Higher of RM18 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	NA

Product Review by

The King Of All Travelling Cards

Grab this card and be treated like a king! By earning TreatAirMiles (that never expire) for both local and overseas bargains, you can convert them into free flights. You are also entitled to world class privileges in golfing at both local and international golf courses, dining in the finest restaurants, and 5x access to Plaza Premium Lounges at local and selected international airports. On top of that, you are given special benefits in dining at all participating Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges. Also included is Charity Donation, 0.2%* from cross border spend on your Maybank Islamic World Mastercard Ikhwan Card-i will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities (fakir miskin). This card comes with Travel Accident and Inconvenience Insurance coverage as well.

Fees and Charges

There is no annual fee if the annual for the 1st year, subsquent year RM 800 (Will be waived if min spend RM 80,000 per annum). As for supplementary card, it is free for upto 4 supplementary. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank Islamic World MasterCard Ikhwan?

To apply for Maybank World MasterCard, you need a minimum monthly income of RM 8334 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards Premier and Standard Chartered WorldMiles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign ######*Maybank Promotion Terms and Conditions

Key Features

Travel

Petrol

Other Features

The King Of All Travelling Cards

Fees and Charges

Are You Eligible For The Maybank Islamic World MasterCard Ikhwan?

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