Maybank American Express Platinum - 5x Membership Points

Min. Monthly Income

RM 5,000
Interest Rate

15% p.a.
Cashback

-
Annual Fee

Free

Key Features

Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending
Upto 2 Membership Rewards for every RM spend locally or overseas
1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions

Shopping

4.33/10

Petrol

4.33/10

Groceries

8/10

Dining

7/10

Groceries

5 Membership Rewards points for every RM1 spent
Dining

2 Membership Rewards points for every RM1 spent locally or overseas
Shopping
- 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
- 2 Membership Rewards points for every RM1 spent elsewhere
Utilities

1 Membership Rewards point for every RM1 spent on Utilities
Petrol

1 Membership Rewards point for every RM1 spent

Other Features

Protection Plan: Travel Accident Insurance with coverage of up to RM700,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card, Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year, Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)
Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee	Free for the first year
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM550 (Inclusive of GST) Free for first two cards

Late payment charge	Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount	RM5,000 daily
Cash advance charge	Higher of RM18 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	3 years

Product Review by

Fees and Charges

The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum

What is American Express Platinum card?

The American Express Platinum card is a card that is born from Maybank's partnership with American Express, to bring American Express' benefits to Malaysian users.

How do you get approved for Amex Platinum?

To get approved for Amex Platinum, you need to be a Malaysian who's making at least RM60,000 per month.

Where are Amex Platinum lounges?

The Amex Platinum card does not allow access to any lounges.

How to check Maybank Amex points?

Here's how you can check your Maybank credit card's points;

On the Maybank Credit Card billing statement.
Send SMS to 69811 with the format :
- BONUSPOINT <space> Last 6 digits of Maybank Credit Card. Make sure you use a mobile number (HP) that has been registered in the Maybank Credit Card system.
Call Maybank Customer Care at 1500611.

How do I apply for an American Express card?

You can apply for the Amex Platinum card right here.

How to pay Maybank american express credit card?

You can pay your credit card in a number of ways;

Payment using M2U website
Payment through ATM
Payment through Maybank Autopay