Promotion
Guaranteed Gift! URBANLITE Sierra 20” Luggage
Enjoy 0% Balance Transfer or CashXcess today!
Apply, spend and win with iMoney!
Earn up to 10% cashback on all retail purchases from petrol to dining and groceries plus a FREE annual fee on your first year.
Enjoy 0% Balance Transfer or CashXcess today!
Apply, spend and win with iMoney!
Annual Fee | Annual fee of RM70. Subsequent year is waived if minimum of RM10,000 is spent in a year. |
Min. Monthly Income | RM 2000 |
Min. age for principal holder | 21 |
Fee for principal holder | Free |
Min. age for supplementary holder | 18 and above years old |
Fee for supplementary holder | Waived |
Late payment charge | RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100 |
Cash advance amount | 80% of card credit limit |
Cash advance charge | |
Cash advance interest charge | |
Rewards points expiry | N/A |
Annual for the first year is waived and for subsequent years, subsequent years annual fees will be waived upon 12 swipes with no minimum spend per annum. If you do not make your payment on time, you will incur a late payment fee of RM10 or 1% of outstanding amount, up to a maximum fee of RM100. You can make a minimum monthly payment of RM50 or 5% of your outstanding amount if you are unable to make full payment of your outstanding balance. For cash withdrawal, you can withdraw up to RM5,000 and a fee of 5% of withdrawn amount or RM15 will be charged as cash withdrawal fee. Interest rate for cash withdrawal is 18% per annum. If you make your payment for RHB Cash Back Credit Card for 12 consecutive months, you can get an interest of 15% per annum. If you have made payment for 10 out of 12 months, you will get an interest of 17% per annum and you will get 18% per annum if both criteria were not fulfilled.
To be a principal card holder for RHB Cash Back Credit Card, you need to be at least 21 years old and earn a minimum monthly income of RM2,000. You need to be at least 18 years old to be a supplementary card holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Rewards Credit Card and Standard Chartered WorldMiles Card, which may match your requirements.
If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!
Conventional Terms and Conditions & Product Disclosure Sheet
Islamic Terms and Conditions & Product Disclosure Sheet
Kindly refer HERE for the clear timeline on full application and gift redemption process