2024 UOB One Card Classic

Min. Monthly Income

RM 2,000
Interest Rate

15% p.a.
Cashback

RM10 /mth
Annual Fee

RM 120

Key Features

Up to 10% cashback on petrol, selected groceries, dining and Grab spend (capping conditions apply)
Unlimited 0.2% cashback on other retail spend
Welcome Gift: Get RM200

Shopping

6/10

Petrol

7/10

Groceries

7/10

Groceries
- Cash back rate 0.2% with Min spend (RM0 – RM 1,499)
- Cash back rate 10% with Min spend (RM 1,500 and above)
Dining
- Cash back rate 0.2% with Min spend (RM0 – RM 1,499)
- Cash back rate 10% with Min spend (RM 1,500 and above)
Petrol
- Cash back rate 0.2% with Min spend (RM0 – RM 1,499)
- Cash back rate 10% with Min spend (RM 1,500 and above)
Entertainment
- Unlimited 0.2% cashback

Other Features

Welcome Gift: Get RM200 cashback & 3-year annual fee waiver when you apply for UOB ONE Card.
Grab service Cash rebate: Cash back rate 0.2% with Min spend (RM0 – RM 1,499) Cash back rate 10% with Min spend (RM 1,500 and above) Maximum CashRebate Awardedper RebateCategory RM10

Card Information

Annual Fee	Free
Min. Monthly Income	RM 2000
Min. age for principal holder	21
Fee for principal holder	RM 120
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM60

Late payment charge	A minimum of RM10.00 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date (whichever is higher), up to a maximum of RM100.00.
Cash advance amount	For cardholder with annual income of RM36,000 or less, please note the maximum credit limit for your card shall be no more than two times of your monthly income.
Cash advance charge	5% or RM20.00, (whichever is higher) for each Cash Advance Withdrawal
Cash advance interest charge	18% p.a. daily interest

Product Review by

Cashback everywhere!

With UOB ONE Card Classic you can now spend more and earn cashbacks! If you spend on petrol (any stations) and entertainment (GSC), you may earn up to 5% cashback every month and for other retail transactions like groceries, insurance/health, utilities then you may earn 2% cashback every month. Moreover, you may also earn Reward Points for your transactions. You are also entitled to enjoy dining privileges at over 1,000 participating merchants.

Fees and Charges

The annual fee for this card is RM68. For supplementary card, the annual fee is RM30. The monthly cashback limit is RM300 for petrol, RM1,000 for groceries, RM200 for mobile bills and unlimited or all other categories. For the Reward Points that you earn, it will expire 3 years from the month that you are rewarded. On top of that you may also enjoy a low finance charge of 15% per annum if you settle your payments promptly on time which means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher. You may also enjoy a finance charge of 17% per annum by settling your payments promptly for at least 10 out of 12 months but if you do not meet any of the requirements then you will be charged with the finance charge of 18% per annum.

Are You Eligible For The UOB ONE Card Classic?

To be eligible to apply for the UOB ONE Card Classic, you will need to be at least 21 years old with a minimum monthly income of RM2,000 and for the supplementary card, you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Classic Credit Card and RHB Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!