2024 UOB One Card Classic

Min. Monthly Income

RM 2,000
Interest Rate

15% p.a.
Cashback

up to 10%
Annual Fee

RM 68

Key Features

Up to 5% cashback on retail transactions at selected merchants
Dining privileges at over 1,000 participating merchants
2% cashback every weekday at all petrol stations

Shopping

6/10

Petrol

7/10

Groceries

7/10

Petrol
- 2% cashback every weekday at all petrol stations
- 5% cashback every weekend at all petrol stations
Groceries
- 1% cashback every weekday at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer
- 2% cashback every weekend at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer
Shopping

0.2% cashback every day
Utilities
- 1% cashback every weekday on Maxis, Celcom, and DiGi bills
- 2% cashback every weekend on Maxis, Celcom, and DiGi bills
Entertainment
- 2% cashback every weekday at Golden Screen Cinemas
- 5% cashback every weekend at Golden Screen Cinemas

Other Features

Balance Transfer: 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee
Instalment Plan: 0% interest Installment Payment Plan at all participating merchants
Cashback Limit: RM300 per month for petrol spending; RM1,000 per month for groceries spending; RM200 per month for mobile bills spending; unlimited for all other categories

Card Information

Annual Fee
Min. Monthly Income	RM 2000
Min. age for principal holder	21
Fee for principal holder	RM 68
Min. age for supplementary holder	18 and above years old
Fee for supplementary holder	RM30

Late payment charge	Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount	RM5,000 daily
Cash advance charge	Higher of RM20 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry

Product Review by

Cashback everywhere!

With UOB ONE Card Classic you can now spend more and earn cashbacks! If you spend on petrol (any stations) and entertainment (GSC), you may earn up to 5% cashback every month and for other retail transactions like groceries, insurance/health, utilities then you may earn 2% cashback every month. Moreover, you may also earn Reward Points for your transactions. You are also entitled to enjoy dining privileges at over 1,000 participating merchants.

Fees and Charges

The annual fee for this card is RM68. For supplementary card, the annual fee is RM30. The monthly cashback limit is RM300 for petrol, RM1,000 for groceries, RM200 for mobile bills and unlimited or all other categories. For the Reward Points that you earn, it will expire 3 years from the month that you are rewarded. On top of that you may also enjoy a low finance charge of 15% per annum if you settle your payments promptly on time which means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher. You may also enjoy a finance charge of 17% per annum by settling your payments promptly for at least 10 out of 12 months but if you do not meet any of the requirements then you will be charged with the finance charge of 18% per annum.

Are You Eligible For The UOB ONE Card Classic?

To be eligible to apply for the UOB ONE Card Classic, you will need to be at least 21 years old with a minimum monthly income of RM2,000 and for the supplementary card, you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Classic Credit Card and RHB Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!