UOB Preferred Platinum Card - 0% Installment Payment Plan

Min. Monthly Income

RM 3,000
Interest Rate

15% p.a.
Cashback

N/A
Annual Fee

RM 198

Key Features

Welcome Gift: Get RM200 cashback
Double the happiness
5X UNIRM for dining, grocery and entertainment spend (capping conditions apply)

Shopping

5.35/10

Petrol

5.33/10

Groceries

4.8/10

Dining

5.35/10

Groceries
- 5X UNIRM for every RM1 spent
Entertainment
- 5X UNIRM for every RM1 spent
- 1-for-1 movie tickets at Golden Screen Cinemas every Friday
Dining
- 5X UNIRM for every RM1 spent
- 1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets every Monday to Friday
Petrol
- 3X UNIRM for every RM1 spent on petrol

Other Features

Welcome Gift: Get RM200 cashback & 3-year annual fee waiver when you apply for UOB Preferred Card.
3X UNIRinggit for Recurring Transaction Spend: 3X UNIRM for every RM1 spent on Recurring Transaction

Card Information

Annual Fee	Free
Min. Monthly Income	RM 3000
Min. age for principal holder	21
Fee for principal holder	RM 198
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM30

Late payment charge	A minimum of RM10.00 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date (whichever is higher), up to a maximum of RM100.00.
Cash advance amount	For cardholder with annual income of RM36,000 or less, please note the maximum credit limit for your card shall be no more than two times of your monthly income.
Cash advance charge	5% or RM20.00, (whichever is higher) for each Cash Advance Withdrawal
Cash advance interest charge	18% p.a. daily interest

Product Review by

All The Benefits You Can Ever Have!

UOB Preferred Platinum will flood you with deals and discounts. With every RInggit spent on overseas retail bargains, you will be awarded with 2 UNIRinggit Reward Points and 1 UNIRinggit Reward Points for local transactions. As for petrol, 1% cashback will be given on transactions at BHPetrol. On top of that, you are entitled to exclusive access into the Plaza Premium Lounge, discounts at selected restaurants and 0% interest education installment plan. This card comes with Personal Insurance as well.

Fees and Charges

The annual fee for principal card is RM198 and RM30 for supplemantary card. The cashback limit is RM400 and the Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Preferred Platinum Card?

To apply for UOB Preferred Platinum Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB One Card Platinum and Public Bank Platinum MasterCard Credit Card , which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!