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AIA A-Plus CriticalCare

A-Plus CriticalCare is an optional rider attachable to a Traditional Life basic plan or a regular premium Investment-Linked Insurance plan.

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  • icon Critical illness Coverage
    Critical illness Coverage
    39 critical illness
  • icon Sum Assured
    Sum Assured
    100% of basic sum
  • icon Coverage Term
    Coverage Term
    Up to age 70, 80 or 100 years old
  • icon Entry Age
    Entry Age
    14 days - 60 years old
  • icon Product Summary Product Summary

    While we hope for a long and healthy life, it is always best to be prepared for whatever that comes our way, even something as tragic as a critical illness. With A-Plus CriticalCare, you will be supported financially so you and your loved ones can focus on your recovery.

Key Benefits

Give you a lump sum payment to support you during this challenging time

Give you a lump sum payment to support you during this challenging time

Additional coverage through anniversary bonus

Additional coverage through anniversary bonus

An optional rider attachable to a Traditional Life basic plan or a regular premium Investment-Linked Insurance plan

An optional rider attachable to a Traditional Life basic plan or a regular premium Investment-Linked Insurance plan

Pays the rider's sum assured upon diagnosis of any one of the covered critical illnesses

Pays the rider's sum assured upon diagnosis of any one of the covered critical illnesses

No extra insurance cost or underwriting is required.

No extra insurance cost or underwriting is required.

  • icon Eligibility Eligibility

  • icon Downloads Downloads

Last updated: Sep 8, 2023

AIA A-Plus CriticalCare FAQ

  • This means we will increased the amount you are covered for, without increasing your premium, for every year you stay with us.
  • The premiums/ cost of insurance for this rider is not guaranteed and the company reserves the right to revise the premium / cost of insurance by giving the policyholders 3 months written notice prior to the next policy anniversary.
  • There are no fees and charges other than the premium payable / cost of insurance deducted.
  • Yes the premium paid for this rider may qualify you for a personal tax relief of up to RM3,000 for medical and education insurance, subject to the final decision of the Inland Revenue Board of Malaysia.
  • - If attached to a traditional life basic plan: the premium is level and will not increase as your age increases - If attached to a regular premium investment-linked insurance plan: the cost of insurance will increase as your age increases.

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