FWD Family First

FWD Family First is Malaysia’s first ever takaful plan with critical illness protection for the entire family. You no longer need to pay for and juggle individual plans for each family member. It is flexible to the changes in your family’s circumstances and adapts accordingly to ensure everyone stays protected. It covers the policy owner and the spouse up to age 75, and children up to age 25

Your medical protection will pay for your immediate medical costs, but there may be limitations to the pay-out amount, no guarantees for renewal of your plan for the subsequent year and even if there is, you still need to pay a higher contribution. As a result, you may incur unexpected spending especially for necessary long term medical care. CI protection provides you with additional funds in a lump sum, so that you can take care of unexpected costs according to your individual situation.

All families with or without kids are eligible to participate.

Your contribution depends on the following criteria regarding the family members covered under the certificate: * Age * Health status * Smoker status * Gender * Amount of coverage * Term of coverage * Occupation * Payment frequency

If you answer yes to at least two of the scenarios mentioned below, this plan is for you. How to know if this plan is for you * Your finances will be severely affected by a prolonged loss of a portion of income. * You prefer to get one (1) plan for your whole family that costs less than several individual plans. * You and your family do not currently have any critical illness protection.