Generali eCritical Early Care

This product is underwritten by Generali Life Insurance Malaysia Berhad (Company No: 200601003992 (723739-W)). Intelligent Money Sdn. Bhd. 201201020688 (1005180-T) is the marketing partner of Generali Life Insurance Malaysia Berhad. All services will be provided by Generali Life Insurance Malaysia Berhad directly.

• What is this product about?

  This is a non-participating yearly renewable standalone critical illness product which covers 50 conditions of Early and Advanced Stages Critical Illnesses, up to age eighty (80) of the Insured. If the Insured is diagnosed with Early Stage Critical Illness, this Policy will advance 50% of the Basic Sum Insured and payable to the policy owner. If the Insured is diagnosed with Advanced Stage Critical Illness, this Policy will pay 100% of the Basic Sum Insured, less any claims paid under Early Stage Critical Illness. This is a pure protection product and does not provide any savings or investment elements.

• How much premium do I have to pay?

  The total premium that You have to pay and the terms and conditions relating to Your Policy may vary depending on the Basic Sum Insured chosen and Company’s underwriting requirements such as attained age, gender and smoking status.

• What are the fees and charges that I have to pay?

  There are no fees and charges for this Policy. No commission will be paid in Your Policy as there is no intermediary involved.

• What do I need to do if there are changes to my contact details?

  Please contact Generali of any changes in Your contact details to ensure that all correspondences reach You in a timely manner.

• Can I cancel my Policy?

  You may cancel Your coverage under this Policy by giving a written notice to Generali. Upon cancellation, and provided no claim has been made under the Policy, the following refund of premium will be made to You.