Best Islamic Home Loan

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Compare and Apply for Islamic Home Loans in Malaysia
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We found 20 islamic home loans(s) for you!

Recommended

HSBC Amanah HomeSmart-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment
Recommended

HSBC HomeSmart

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

RHB Islamic Home Financing-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

Maybank Islamic HouzKEY

Term Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
1 year
Monthly Repayment

Alliance ONE Account Islamic Financing

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

AmBank Islamic Home Financing-i

Flexi Loan
(Standardised Base Rate - 3.85%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

OCBC Al Amin Financing Manarat Home-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

Public Islamic Bank Home Equity Financing-i

Flexi Loan
(Standardised Base Rate - 3.52%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

MBSB Bank Property Financing-i

Term Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
5 years
Monthly Repayment

Affin Islamic Bank Home Financing-i

Term Loan
(Standardised Base Rate - 3.95%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment

Hong Leong Islamic Bank Home Financing-i

Flexi Loan
(Standardised Base Rate - 4.69%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Bank Islam Baiti Home Financing-i

Term Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Al Rajhi Home Financing-i

Term Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Bank Muamalat Home Financing-i

Term Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Alliance Islamic Bank Mortgage-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

CIMB Islamic Flexi Home Financing-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
3 years
Monthly Repayment
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Maybank Islamic Commodity Murabahah Home Financing-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

Standard Chartered Malaysia Saadiq My Home-i

Flexi Loan
(Standardised Base Rate - 3.00%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment

CBP Home Financing-i Al-Amali

Term Loan
(Standardised Base Rate - 3.50%)
Profit Rate
%
(SBR + %)
Lock in Period
None
Monthly Repayment
Last updated: Oct 25, 2024

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How do you apply for a home loan online?

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Step 1

Use our home loan calculator to find the best home loan based on your requirements.

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Step 2

iMoney or the bank will call you to help process your application.

FAQs Islamic home financing in Malaysia - FAQ

Islamic home financing comes under the Islamic banking system and follows Shariah principles and Islamic-based economics. Islamic principles dictate that money lending (interest-based) as well as investing in businesses that are considered haram (unlawful) are prohibited.

  • Under Islamic home financing, banks are required to buy an asset (i.e. property) from the seller and sell it back to the buyer (you) with profit. The buyer will be allowed to pay for the property in instalments.

  • In a conventional home loan product, banks earn interest from the borrower. In contrast, Islamic home financing products are not interest-based.
    Refer to this table below.

    For more information on Islamic home financing, read our guide here.

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