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Group Multiple Benefits Insurance Scheme

GMBIS is an affordable group investment-linked scheme

or

  • icon Death Benefit
    Death Benefit
    RM40,000
  • icon Permanent Disability Benefit
    Total & Permanent Disability Benefit
    Up to RM80,000
  • icon Personal Accident Benefit
    Personal Accident Benefit
    RM80,000
  • icon Coverage Term
    Coverage Term
    Up to 65 years old
  • icon Product Summary Product Summary

    Get comprehensive coverage with GMBIS against loss of life, total and permanent disability, 45 critical illness, accidental death, funeral expenses, and an optional hospital income benefit.

Key Benefits

RM80,000 coverage for RM44/month

RM80,000 coverage for RM44/month

Covers 45 critical illnesses

Covers 45 critical illnesses

Up to RM40/day hospitalisation income benefit

Up to RM40/day hospitalisation income benefit

Covers spouse & children

Covers spouse & children

Same premium rate for all ages

Same premium rate for all ages

  • icon Eligibility Eligibility

Last updated: Sep 11, 2023

Group Multiple Benefits Insurance Scheme FAQ

  • It's only RM48 per month for everyone.

  • You have the flexibility to pay your premium annually, half-yearly, quarterly or even monthly by credit card or debit card (issued by local banks)
  • You need to upload soft copies of NRIC front and back in PDF, PNG, JPG, BMP or GIF format. Maximum file size is 2MB each
  • You will get a total innvestment value after you turns 65 year old.
  • There are certain conditions that are not included in your plans, called major exclusions. A major exclusion can refer to a condition that a plan will not cover for, such as:

    •  Pre-existing illnesses, i.e. a condition for which you knew about before the start of the new medical coverage. Most plans have a waiting period in place for such pre-existing conditions
    • Cosmetic surgery/circumcision/corrective lenses/dental treatment unless necessitated by accidental injury It is best to refer to the policy contract for the full list of exclusions.

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