What is Allianz Diabetic Essential and what does it cover?

Allianz Diabetic Essential is a health insurance plan designed specifically for individuals with diabetes. The plan provides coverage for medical expenses related to diabetes, including hospitalization fees, medical consultation fees, and medication expenses.

What is the minimum and maximum age to apply for Allianz Diabetic Essential?

The minimum age to apply for Allianz Diabetic Essential is 30 days old, while the maximum age is 65 years old.

Are pre-existing conditions covered under Allianz Diabetic Essential?

Yes, pre-existing conditions related to diabetes are covered under Allianz Diabetic Essential. However, there is a waiting period of 6 months before coverage for pre-existing conditions begins.

Does Allianz Diabetic Essential cover complications arising from diabetes?

Yes, Allianz Diabetic Essential covers complications arising from diabetes, including heart disease, kidney disease, and neuropathy, among others.

Can I claim for both western and traditional medicine under Allianz Diabetic Essential?

Yes, Allianz Diabetic Essential covers both western and traditional medicine. However, the maximum limit for traditional medicine is RM1,500 per year, and a medical practitioner registered with the Malaysian Traditional and Complementary Medicine Division of the Ministry of Health must provide the treatment.

Allianz Diabetic Essential - Plan for Diabetics

Annual Limit

Up to RM1,400,000
Lifetime Limit

Up to RM4,200,000
Hospitalisation Benefit

Up to RM400 Per day
Panel Hospitals

156 Panel

Product Summary

Diabetes should not stop you from getting the medical protection that you need. With Allianz Diabetic Essential, we believe that you deserve a second chance to be protected. As an encouragement Allianz is rewarding you with annual premium discounts should you maintain or improve your health.

Key Benefits

A choice of 4 medical plans to cover the cost of hospitalisation and surgery

Annual health screening benefits

Outpatient treatment benefits covering treatment such as cancer and kidney dialysis

Enjoy annual premium discounts up to 40% for improving and maintaining your health

Medical plan help cover the cost of hospitalisation and surgery

Eligibility

1-70

Entry Age

Malaysian & Foreigner

Nationality

Up to 100 Years Old

Coverage Age
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Product Brochure

Last updated: Jan 11, 2024

Diabetic Essential FAQ

Allianz Diabetic Essential is a health insurance plan designed specifically for individuals with diabetes. The plan provides coverage for medical expenses related to diabetes, including hospitalization fees, medical consultation fees, and medication expenses.
The minimum age to apply for Allianz Diabetic Essential is 30 days old, while the maximum age is 65 years old.
Yes, pre-existing conditions related to diabetes are covered under Allianz Diabetic Essential. However, there is a waiting period of 6 months before coverage for pre-existing conditions begins.
Yes, Allianz Diabetic Essential covers complications arising from diabetes, including heart disease, kidney disease, and neuropathy, among others.
Yes, Allianz Diabetic Essential covers both western and traditional medicine. However, the maximum limit for traditional medicine is RM1,500 per year, and a medical practitioner registered with the Malaysian Traditional and Complementary Medicine Division of the Ministry of Health must provide the treatment.

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Product Summary

Eligibility

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