iMed

This product is underwritten by Generali Insurance Malaysia Berhad (Company No: 197501002042 (23820-W)). Intelligent Money Sdn. Bhd. 201201020688 (1005180-T) is the marketing partner of Generali Insurance Malaysia Berhad. All services will be provided by Generali Life Insurance Malaysia Berhad directly.

• What is iMed and what does it cover?

  iMed is a medical insurance plan that provides coverage for hospitalization, surgical procedures, outpatient treatment, and emergency care. The plan also includes coverage for critical illnesses and personal accidents.

• What is the minimum and maximum age to apply for iMed?

  The minimum age to apply for iMed is 15 days old, while the maximum age is 60 years old.

• Can I choose my own hospital or healthcare provider when using iMed?

  Yes, you can choose your own hospital or healthcare provider when using iMed. However, it is important to ensure that your provider is part of the iMed Healthcare Provider Network to avoid any additional charges.

• Does iMed cover pre-existing medical conditions?

  iMed may provide coverage for pre-existing medical conditions, subject to the terms and conditions of the policy. It is important to disclose any pre-existing medical conditions when applying for the policy to avoid any disputes or claims rejections.

• Can I add riders to my iMed policy?

  Yes, you can add riders to your iMed policy to provide additional coverage for critical illnesses, personal accidents, and other medical expenses. Additional premiums may apply depending on the level of coverage and the age of the insured person.