MedicDefender

Tokio Marine MedicDefender is a comprehensive medical insurance plan that provides coverage for hospitalization, surgical procedures, outpatient treatments, and emergency medical expenses. It also covers pre- and post-hospitalization expenses, as well as alternative medical treatments such as acupuncture and traditional Chinese medicine.

Anyone between the ages of 14 days and 70 years old can apply for Tokio Marine MedicDefender, including individuals, couples, and families. However, the plan is subject to underwriting approval and may have specific requirements or exclusions depending on the applicant's medical history and current health condition.

The cost of Tokio Marine MedicDefender depends on several factors, including the applicant's age, health status, and chosen coverage options. Generally, the more comprehensive the coverage, the higher the premium. However, Tokio Marine offers flexible payment options, including annual, semi-annual, and monthly payments, to suit the policyholder's budget and preference.

To make a claim with Tokio Marine MedicDefender, the policyholder or their authorized representative must complete and submit the claim form, along with all necessary supporting documents such as medical bills and receipts. Tokio Marine has a dedicated claims team that will review the claim and provide updates on its status. Claims can be submitted via email, fax, or mail.

Policyholders can renew or modify their Tokio Marine MedicDefender policy by contacting their Tokio Marine agent or visiting one of Tokio Marine's branches. Policy modifications may be subject to underwriting approval and may result in changes to the policy's coverage, terms, and premium. Policyholders are advised to review their policy regularly to ensure that it meets their current needs and preferences.