MediAfya

Zurich Takaful MediAfya is a shariah-compliant medical insurance plan that provides coverage for hospitalization, surgical procedures, outpatient treatments, and emergency medical expenses. It also covers pre- and post-hospitalization expenses, as well as alternative medical treatments such as chiropractic, osteopathy, and homeopathy.

Anyone between the ages of 14 days and 70 years old can apply for Zurich Takaful MediAfya, including individuals, couples, and families. However, the plan is subject to underwriting approval and may have specific requirements or exclusions depending on the applicant's medical history and current health condition.

The cost of Zurich Takaful MediAfya depends on several factors, including the applicant's age, health status, and chosen coverage options. Generally, the more comprehensive the coverage, the higher the contribution amount. However, Zurich Takaful offers flexible payment options, including annual, semi-annual, and monthly contributions, to suit the participant's budget and preference.

To make a claim with Zurich Takaful MediAfya, the participant or their authorized representative must complete and submit the claim form, along with all necessary supporting documents such as medical bills and receipts. Zurich Takaful has a dedicated claims team that will review the claim and provide updates on its status. Claims can be submitted via email, fax, or mail.

Participants can renew or modify their Zurich Takaful MediAfya plan by contacting their Zurich Takaful agent or visiting one of Zurich Takaful's branches. Plan modifications may be subject to underwriting approval and may result in changes to the plan's coverage, terms, and contribution amount. Participants are advised to review their plan regularly to ensure that it meets their current needs and preferences.