Etiqa Comprehensive Motosikal Takaful

You will need to pay the following fees:

1. Service tax = 6%
2. Stamp duty = RM10
3. Agent’s commission = 10%

AmAssurance does not cover:

• Any damage done while driving under the influence of any alcohol or intoxicating liquor, narcotics, dangerous drug or any deleterious drugs or intoxicating substance.
• If your vehicle was being used:
  • for any unlawful purposes or any attempt of any unlawful purpose
  • to practise for or participate in a motor sport, competition, reliability trial, speed test or on any racetrack
• loss, damage or liability caused by an unauthorised driver
• loss, damage or liability connected to war, act of terrorism, strike, riots or civil commotion
• loss, damage or liability arising from convulsions of nature i.e. flood, typhoon, storm, landslide etc

You will need to pay:

1. Service tax - 6%
2. Stamp duty - RM10
3. Wakalah fees - 30% of contribution

It does not cover the following types of damage:

• Your own death or bodily injury due to a motor accident.
• Your liability against claims from passengers in your vehicle.
• Loss, damage or liability arising from an act of nature (floods, storms or landslides).
• Consequential loss, depreciation, wear and tear, rust and corrosion, mechanical or electronic breakdowns, failures or breakdown, equipment or computer malfunction.

You can cancel your insurance policy by sending a notice in writing and returning your original certificate of insurance to Etiqa. Contact your insurance agent or send an email to info@etiqa.com.my for more information.