AIA A-Plus Beyond Critical Shield & A-Plus Beyond Early Critical Shield

In a typical critical illness plan, insurers shall only pay you the benefits for advanced stage critical illnesses, that is when the disease is considered as life threatening. AIA understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why in addition to the advanced stage, AIA also covers early and intermediate stages of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams.

Yes, the cost of insurance for A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield increases depending on your attained age.

No, the cost of insurance for A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield are not guaranteed. The company reserves the right to revise the Cost of Insurance by giving the policyholders 3 months'prior written notice.

There are no fees and charges other than the Cost of Insurance deducted.

Yes, the premium apportioned to A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.