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Ringkasan Produk
- MSIG mereka bentuk pelan perlindungan kesihatan yang inovatif khas untuk mereka yang menghidap pra-diabetes dan diabetes Jenis 2. Ia datang dengan faedah yang dipertimbangkan dengan teliti dan Apl Pengurusan Diabetes Digital (Health2Sync) yang boleh membantu anda menguruskan diabetes anda dengan berkesan - dengan faedah tambahan potensi pengurangan premium sehingga 40%, bergantung pada penggunaan apl anda dan keadaan kesihatan asas.
Gluco SafeGuard
Kehidupan yang bermanfaat bermula dengan perubahan dalam gaya hidup anda
atau
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- Had Tahunan
- Sehingga RM320,000
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- Had Seumur Hidup
- Sehingga RM1,600,000
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- Faedah Kemasukan ke Hospital
- Sehingga RM500 Sehari
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- Hospital Panel
- 115 Panel
Ciri Utama
Polisi Penghospitalan dan Pembedahan untuk penghidap pra-diabetes dan diabetes Jenis 2 berumur antara 18 dan 59 tahun semasa pendaftaran dan boleh diperbaharui sehingga umur 80 tahun
Apl mudah alih yang memperkasakan anda untuk mengurus diabetes anda dengan lebih baik dan memastikannya terkawal
Anda boleh menikmati diskaun kemasukan 20% ke atas premium anda untuk kawalan tahap glukosa darah yang baik semasa pendaftaran
Anda boleh menjimatkan sehingga 40% pada premium anda untuk mencapai keperluan semasa pembaharuan polisi seterusnya
Rawatan Alternatif Pesakit Luar Kemalangan, Elaun Pemakanan dan Elaun Penjagaan Ihsan
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Kelayakan- 18-59
- Umur Kemasukan
- Malaysia
- Warganegara
- Sehingga 80 Tahun
- Umur Perlindungan
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Muat Turun
Risalah Produk
Gluco SafeGuard FAQ
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Anyone accepted by the Company between 18 and 59 years of age at first enrolment. Cover may be granted beyond age 59, provided the Insured Person is enrolled in the Plan before that age and has remained continuously covered thereafter, up to the maximum age of 80.
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Yes. During the first 30 days of membership, the Policy excludes medical treatment, but there is no waiting period if you are hospitalised due to an accident
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Premiums can be paid in 6 or 12 monthly instalments or annually using your credit card (Visa or MasterCard from selected banks). Annual premium can also be paid via cheque or cash.
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Pre-existing Illnesses shall mean medical conditions that the Insured Person has reasonable knowledge of, except for any conditions, illness or complication arising directly or indirectly from Type 2 Diabetes Mellitus or Pre-Diabetes which was declared and the Company has agreed not to exclude it. An Insured Person may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:
- The Insured Person had received or is receiving treatment;
- Medical advice, diagnosis, care or treatment has been recommended;
- Clear and distinct symptoms are or were evident; or
- Its existence would have been apparent to a reasonable person in the circumstances.
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During application, a medical report consisting of blood glucose test, HbA1c, Kidney Function Test, Lipid Profile and Urine Test is required. The medical examination must be done within 3 months before the application.
You are also required to submit your blood glucose tests and HbA1c result periodically prior to the renewal of policy of which may enable you to be eligible for premium adjustment*. All the required medical examinations are at your own expense.
*Premium adjustment is not guaranteed and subject to eligibility and underwriting criteria
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