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AFFINBANK Kad BHPetrol MasterCard

Nikmati sehingga 10% pulangan tunai di stesen petrol BHPetrol dan 1 mata ganjaran AFFIN untuk setiap perbelanjaan runcit RM1.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    9.99% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 10%
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Cashback of up to 0.8% on retail transactions
  • Lifetime annual fee waiver
  • 0.40% cashback with minimum spending of RM100 – RM1,500
Shopping
4.6/10
Petrol
5.33/10
Groceries
4.6/10
Dining
4.6/10

  • icon petrol Petrol

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas
    • Kredit petrol RM20 percuma selepas kelulusan kad

  • icon dining Makan

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon entertainment Hiburan

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon groceries Barangan Runcit

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon shopping Beli-Belah

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

icon tag Ciri-ciri Lain

  • Pelan Perlindungan: Perlindungan Insurans Kemalangan Perjalanan sehingga RM500, 000 apabila penerbangan penuh dikenakan ke atas kad kredit, Insurans Ketidakselesaan Perjalanan yang meliputi:, Kelewatan penerbangan, sambungan terlepas, dan kelewatan bagasi: Sehingga RM500 (peribadi) / sehingga RM1, 000 (keluarga), Bagasi hilang: Sehingga RM1, 000 (peribadi) / sehingga RM2, 000 (keluarga), Insurans Kemalangan Diri Percuma bernilai RM30, 000 (untuk tahun pertama sahaja) apabila kad anda diluluskan
  • Pemindahan Baki: Jumlah pemindahan minimum: RM5, 000, Tempoh pembayaran balik dan kadar faedah: - 6 bulan: 0% setahun; 2% yuran pendahuluan satu kali
  • Pelan Ansuran: 0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian

icon info Card Information

Yuran Tahunan Diketepikan untuk tahun pertama. Tahun-tahun berikutnya akan diketepikan secara automatik dengan minimum 12 leretan transaksi runcit setahun.
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM75
Late payment charge RM5 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount 25% dari had kredit
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 15% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Spend More and Save More!

AFFINBANK BHPetrol Master Card offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! Upon the card approval, you will get a RM20 petrol credit and personal accident insurance worth RM30,000 (first year only) for FREE! This card also provides you Travel Accident, Travel Inconvenience and lost luggage coverage.

Fees and Charges

The annual fee for this card is free for life. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.9% per annum, 15% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK BHPetrol Master Card?

to apply for AFFINBANK BHPetrol Master Card, all you need is just a minimum income of RM2, 000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Classic Credit Card and AEON Classic Visa MasterCard, which may match your requirements.

if you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today !

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