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AFFINBANK Touch-n-Go Klasik

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    9.99% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 50

Ciri Utama

  • Cashback of up to 0.8% on retail transactions
  • Lifetime annual fee waiver
  • Free travel accident insurance with coverage of up to RM250,000
Shopping
4.6/10
Petrol
5.33/10
Groceries
4.6/10
Dining
4.6/10

  • icon petrol Petrol

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon groceries Barangan Runcit

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon shopping Beli-Belah

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon dining Makan

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

  • icon entertainment Hiburan

    • Pulangan tunai 0.4% dengan perbelanjaan minimum RM100 – RM1,500
    • 0.8% pulangan tunai dengan perbelanjaan minimum RM1,501 dan ke atas

icon tag Ciri-ciri Lain

  • Pelan Perlindungan: Perlindungan Insurans Kemalangan Perjalanan sehingga RM250,000 apabila penerbangan penuh dikenakan ke atas kad kredit, Insurans Ketidakselesaan Perjalanan yang meliputi:, Kelewatan penerbangan, sambungan terlepas, dan kelewatan bagasi: Sehingga RM250 (peribadi) / sehingga RM500 (keluarga), Bagasi hilang: Sehingga RM500 (peribadi) / sehingga RM1,000 (keluarga)
  • Pemindahan Baki: Jumlah pemindahan minimum: RM5,000, Tempoh pembayaran balik dan kadar faedah: - 6 bulan: 0% setahun; 0% yuran pendahuluan satu kali
  • Pelan Ansuran: Pelan Pembayaran Ansuran Faedah 0% di semua peniaga yang mengambil bahagian

icon info Card Information

Yuran Tahunan Percuma bagi tahun pertama
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 50
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM35
Late payment charge RM5 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount 25% dari had kredit
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 17.5% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Free Travel Accident Insurance

AFFINBANK Touch n Go Classic offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! You can also get travel accident insurance coverage of up to RM250,000 when full airfare is charged to the credit card.

Fees and Charges

The annual fee for this card is RM 50 (free for the first year) for principal holder and RM35 for supplementary holder. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.99% per annum, 17.5% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK Touch n Go Classic?

To apply for AFFINBANK Touch n Go Classic, all you need is just a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Touch n Go Credit Card and AEON Watami Visa Classic Card, which may match your requirements

If you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today!

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