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Hong Leong Kad Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 5,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 2%
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 400

Ciri Utama

  • Business-size credit limit of up to RM300,000
  • Up to 2% cashback and Reward Points from retail spending
  • Travel privileges and insurance coverage
Shopping
5.33/10
Petrol
5.33/10
Groceries
5.33/10
Dining
5.33/10

  • icon dining Makan

    • Sehingga 2.0% pulangan tunai setiap bulan
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    • Sehingga 2.0% pulangan tunai setiap bulan
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    • Sehingga 2.0% pulangan tunai setiap bulan
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon petrol Petrol

    • Sehingga 2.0% pulangan tunai setiap bulan
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    • Sehingga 2.0% pulangan tunai setiap bulan
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

icon tag Ciri-ciri Lain

  • Perjalanan: Kadar tukaran mata wang asing keutamaan atas pembelian mata wang asing bernilai RM30,000, RM150,000
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dan Perlindungan Ketidakselesaan Perjalanan, Perlindungan Pembelian Runcit
  • Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 5000
Min. age for principal holder 21
Fee for principal holder RM 400
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk kad pertama; RM200 untuk setiap kad seterusnya
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM8,000 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry Dis 15, 2015

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Product Review by

Spend All You Can!

On top of granting you a high credit limit, Hong Leong Platinum Card gives you up to 2% cashback every month with Reward Points on every RM1 spent. If you are purchasing foreign curreny that's worth above RM30,000 with this card, you will get to enjoy preferential forex rates. This card comes with Travel Accident and Inconvenience Coverage and Retail Purchase Protection Coverage.

Fees and Charges

The annual fee for this card is RM424. For supplementary card, the first card is free while a fee of RM212 will be incurred per subsequent card. There is no cashback limit but the Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Card

To apply for Hong Leong Platinum Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more (Hong Leong credit cards Hong Leong credit cards in Malaysia) and start comparing today!

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