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Maybank Islamic Kad Ikhwan Infinite

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 8,334
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Up to 5 TreatsPoints on overseas spent, upto 2 spent locally
  • Free 10,000 TreatsPoints upon card activation
  • Travel, golf, dining, and entertainment privileges
Shopping
5.35/10
Travel
10/10
Petrol
5/10
Groceries
5.35/10
Dining
5.35/10
  • icon travel Pelancongan

    Tukarkan 4,500 TreatsPoints menjadi 1,000 Enrich Miles (MAS), KrisFlyer Miles (Singapore Airlines), atau Q Miles (Qatar Airways)

  • icon groceries Barangan Runcit

    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan di luar negara
    • 2 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam negara
  • icon shopping Beli-Belah

    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan di luar negara
    • 2 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam negara
  • icon dining Makan

    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan di luar negara
    • 2 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam negara
  • icon petrol Petrol

    1 TreatsPoints untuk setiap RM1 yang dibelanjakan

icon tag Ciri-ciri Lain

  • Golf, makan, dan keistimewaan hiburan dan diskaun:
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM2,000,000 dan Perlindungan Ketidakselesaan Perjalanan yang meliputi sambungan penerbangan yang terlepas, kelewatan bagasi, dan kehilangan bagasi jika tiket penerbangan penuh dicaj ke kad kredit ini
  • Pemindahan Baki: 0% setahun untuk tempoh 12 bulan; yuran pendahuluan satu kali sebanyak 3% daripada jumlah yang dipindahkan
  • Pelan Ansuran: 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon info Card Information

Yuran Tahunan Percuma bagi tahun pertama, seterusnya percuma dengan minimum perbelanjaan sebanyak RM80,000 setahun
Gaji Minimum Bulanan RM 8334
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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The VIP!

Get your travel, golf, spa, dining and entertainment privileges when you sign up for Maybank Islamic Ikhwan Infinite. You will also get free 10,000 TreatsPoints upon activation of the card. On top of that, when you spend with this card, you stand to gain up to 5x TreatsPoints. The 5 points for every RM1 spent is only applicable when you spend overseas. For your local transactions, you will only get 2 points for every RM1 spent. Points earned can be used to exchange for gifts like travel vouchers which will allow you to travel overseas and you are eligible to convert 5,000 TreatsPoints = 1,000 Asia Miles/Enrich Miles/Krisflyer Miles. As a cardholder, you will also be entitled to some travel protection plan such as Travel Accident Insurance coverage of up to RM2,000,000 and Travel Inconvenience coverage which will help compensate you in the event of inconveniences such as missed flight connection, luggage delay, and lost luggage. You also get 5x access to Plaza Premium Lounge at local and selected international airports. To switch to Maybank Islamic Ikhwan Infinite from your existing credit card, there is a balance transfer programme of 0% per annum for a period of 12 months and one-time upfront free of 3% of the transferred amount.

Fees and Charges

There is annual fee of RM800 which will be waived for the first year and can be waived for the subsequent years with spending of at least RM80,000 in a year. There is no annual fee for the supplementary card. Finance charges for this card will be 15% p.a. if there are no missed payments in the last 12 months, 17% p.a. if there is at least once or twice of missed monthly repayments in the last 12 months and 18% p.a. for missed payments of more than twice in the last 12 months. Missed payments will result in a late payment charge of RM10 or 1% of outstanding amount, depending on which is higher.

Are You Eligible For The Maybank Islamic Ikhwan Infinite?

Minimum monthly income of RM8,334 and age of at least 21 years old is required to apply for this card (principal cardholder). For the supplementary card, the applicant will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic MasterCard Ikhwan Platinum Card and Alliance Bank Visa Infinite Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion Terms and Conditions

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