- You Pay
- RM 89 /mth
- Interest Rate
- Total Interest Payable
- RM 70
- Total Repayment
- RM 1,070
Approved loan amount of up to RM300,000.
Applicant covered by Takaful protection.
Interest rate starting at 2.97% per annum.
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Bank Islam Personal Financing-i (Package)is a personal loan for Malaysian citizens thatare looking for a high financing amount of up to RM 300,000. It also has a relatively low installment and specially tailored for those working as a professional
Best for: Personal consumption including your kid’s education fund
Income requirements: Minimum RM 4,000/month.
Pros:
You can borrow up to RM 300,000.
Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Income:
Additional documents depending on professional
Yes. Bank Islam requires advance payment equivalent of 2 months instalment.
Bank Islam may require a guarantor(s) or collateral(s) should the minimum credit requirement is not met.
Bank Islam offers an effective profit rate that starts from 5.13% p.a.
Here you can find and download the Bank Islam table of repayment calculations.