Features
Eligibility & Required Documents
Fees and chargesLeave your details and our friendly agents will get back to you!
Explore our Suggest Me Personal Loan tool to identify the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Cashwagon Personal Loan gives you the financial support to enjoy quick disbursement process, as fast as 24 hours from approval. You can complete the entire application online, eliminating complex approval procedures and complicated ways to claim the money.
Cashwagon is a company focused on micro-financing in the money lending business in Malaysia. Their financing module is geared towards being easy to apply for with easy approval criteria, and without having to put up any collateral.
Upon the approval of your financing, the interest rate will be no higher than 12% if you have a collateral and no higher than 18% if you don't have any collateral.
Cashwagon currently offers loan services to customers who are between 20 to 60 years old and currently employed with a valid home address in Peninsular Malaysia only
With Cashwagon, the only thing you need is your IC number.
Once your financing has been approved, Cashwagon will send you an email and SMS to inform you of the approval.
I did not receive any approval message from Cashwagon? What should I do?
You can follow up on your loan status by contacting Cashwagon to request for assistance:
Cashwagon aims to process and release your funds within 24 hours of approval. You will be informed by a text (SMS) once the funds are in your bank account.
I did not receive my money in my bank account? What should I do?
You will need to contact Cashwagon customer support channels for assistance.
Telephone: 1300 800 777
E-mail: info@cashwagon.my
Website: www.cashwagon.my
Your loan maturity date and when you need to make your repayments is stipulated within your contract.
You can pay using JomPay at any ATM or using JomPay on your internet banking service.
Yes, there are some other statutory fees that you will need to bear such as the stamp duty and the legal costs.
Yes, early repayment/settlement is possible without any further charges or penalties.
No you can't. You are advised to make your repayments on or before the maturity date. You will be subject to fees charged by Cashwagon if you repay late.
Are there any additional fees for late payments?
Yes, for late repayment, you will need to pay all the additional fees charged by the debt collection agency.
If you default on your repayments, Cashwagon will appoint a debt collection agency to collect your owed amount from you.
